Asset Planning, Inc Blog

The latest from the team.

Happy Labor Day!

Happy Labor Day

In observance of Labor Day, our office will be closed Monday, September 2nd. We will resume normal business hours on Tuesday, September 3rd.

Wishing all of our clients a happy and safe Labor Day weekend!

 

Continue reading
  934 Hits

Medicare: Traveling Abroad is Not Covered

If you're currently on Medicare and are planning a trip out of the country it is important to know that basic Medicare does not cover and health care services or supplies while you are out of the U.S. There are a few exceptions, like if you have a supplemental plan, Medicare Advantage or another Medicare plan. You can read all about what is and what isn't covered by your plan by clicking here.

Continue reading
  1019 Hits

Thank You! Thank you! Thank You!

Wow, is all we can say! We were blown away by how many clients were able to make it to our Ice Cream Social this year. This is truly one of our favorite events of the year because we get to see our clients out of the office in a fun atmosphere all while eating delicious ice cream. Here are some pictures from the Ice Cream Social. If you weren't able to make it this year, we hope to see you at the next one!

Pic 44 webPic 44 webPic 44 webPic 44 webPic 44 webPic 44 webPic 44 webPic 44 webPic 44 webPic 44 webPic 44 webPic 44 webPic 44 webPic 44 webPic 44 webPic 44 webPic 44 webPic 44 webPic 44 webPic 44 webPic 44 webPic 44 webPic 44 webPic 44 webPic 44 webPic 44 webPic 44 webPic 44 webPic 44 webPic 44 webPic 44 webPic 44 webPic 44 webPic 44 web

 

Continue reading
  1005 Hits

Equifax Breach... Were You Affected?

A settlement has been announced in the 2017 Equifax breach. Equifax has agreed to pay up to $700 million in compensation to the victims of this breach. If you were affected, there are three different settlement options. The 1st option is to sign up for free credit monitoring service. If you already have credit monitoring service, you can choose to be paid $125 for the value of the credit monitoring. Option 2 is to be reimbursed for any of the time you spent trying to clear up any issues that happened to your credit because of the breach. The 3rd option is to be reimbursed for any damages you incurred as a result of the breach. For the latter two options you will need to submit additional documentation to support your claim. It is really easy to check to see if you were affected by the breach and submit your claim. It took each of us in the office about 3 minutes to complete the whole process. Simply click on this link and follow the steps provided.

Continue reading
  1159 Hits

Emergency Preparedness Kit

Considering the recent earthquakes we just had, we thought it was a good idea to send out a reminder about either updating or creating your home emergency kit. We know that this can be a time-consuming project and a lot of people put it off or don't don one altogether but this is something that can be a true lifesaver.

I found some really good checklists you can use as your starting pints. These checklists are not a one size fits all, so you should customize them for your family's specific needs. One of the checklists suggest updating your emergency kit each time we fall back or spring forward, I love this idea! Makes it really easy to remember.

Here are the checklists:

EEChecklist-Kits.pdf

stockpilingchecklist.pdf

The most common items that people forget to include in their kits are toilet paper and a bucket for peronal hygiene needs. Definitely two things you don't want to do without!

I was also able to find some premade kits on Amazon. I don't think that any of these kits will have everything that you need but it is an easy way to add necessary items to your kit without much work on your part.

Emergency Zone 4 Person Family Prep 72 Hour Survival Kit/Go-Bag

Rescue Guard First Aid Kit Hurricane Disaster or Earthquake Emergency Survival Bug Out Bag Supplies for Families

Mountain House Just In Case 14-Day Emergency Food Supply

Augason Farms 30-Day Emergency Food Storage Supply 29 lb 4.37 oz 8.5 Gallon Pail

 

 

Continue reading
  968 Hits

Keeping You Updated

As you know, all of us at Asset Planning put our clients personal and financial well-being as our number one priority. One of the ways we do this is by keeping you updated on any potential dangers when it comes to fraud and scams that we hear about. While doing research on a scam we were alerted to, I came across the Federal Trade Commission website. Along with many other self-help topics, there are two sections dedicated to privacy, identity & online security and scams. There you can find useful tips and recent information on scams going around. I found this website to be a useful tool in my research and I was even able to sign up for email notifications to alert me to any new scams they have been notified of. If you are interested in keeping up with the latest news on these sorts of things click on this link and sign up for email updates.

Continue reading
  1118 Hits

Do You Have a Plan for Your Aging Parents?

It’s a known fact that people are living a lot longer than they used to. Do you have a plan in place for your aging parents? I came across an interesting article in Financial Advisor Magazine about the toll being a care taker for your aging parents can put on you financially and emotionally. If you are facing the prospect of being the caretaker for your parents as they get older, the time is now to start having the important conversations with your family about getting an action plan together for their care.

Click here to read the full article

 

 

 

Continue reading
  1081 Hits

Sandy is Quoted in Financial Planning Magazine

On June 7, 2019, Sandy was quoted in an article in Financial Planning Magazine about the habits of highly successful advisors.

Check it out here!

Continue reading
  1003 Hits

More Scam Alerts and Security Tips

We've come across a few more scams that we thought you should be aware of...

The first one is a scam where an unknown number will call you and only ring once or twice and not leave a message. Your first instinct is to call them back to see who it is. It turns out that it is a 900 number you are calling back and you get charged for the call. The phone companies are not reversing the charges for these calls so be weary on calling back unusual numbers. My thought is if it's important whoever is calling you will leave a message.

Next, a client alerted us to a company that is offering free cell phones to seniors with low income. They ask for all your personal information such as social security numbers, drivers license numbers, etc. There are some legit companies out there that do offer these programs but there are also scammers out there trying to steal identities. Before giving out your personal information be sure to do your research on the company or person who you're dealing with. You don't want your information getting in the wrong hands.

Lastly, stay vigilant with people calling or emailing you and asking for your personal information. Legitimate companies will never call or email you to get passwords or social security numbers. One way to tell in an email is by looking at the grammar. More times than not on a scam email the grammar will be wrong. Also, NEVER click on a link sent to you in an email from someone you don't recognize. If you are in doubt about whether a request for information is legitimate or not, always call the company back on a number that you have looked up yourself, so you know that you're actually calling the right place.

If you have any scams that you would like to tell us about, so we can alert our clients, please email me at melani@assetplanninginc.com

We hope you all have a wonderful Memorial Day Weekend!

Melani

Continue reading
  1137 Hits

Happy Anniversary Carol!

Today marks Carol's 14th year with API. We are a family here and we truly appreciate her and all she does for the company and our clients. We celebrated her today by surprising her with flowers and her favorite breakfast of bagels and lox with all the fixings. Cheers to many more years with Asset Planning!

Continue reading
  1035 Hits

Search Blogs Module

Wait a minute, while we are rendering the calendar
National Ice Cream month jury duty identity theft president Trump phone consumer spending Charles Schwab card reader Medicare question spring cleaning 23 andme Roth IRA https ://seekingalpha home break-ins contribution limit documents FEMA website Economic Security debt April 15 Healthcare Coronavirus Aid business hours pet ice cream credit score home 2017 Equifax breach April 11 900 number https :// Brexit vote memorial Day weekend D premiums estate planning direction email notifications credit freeze opt-out 2017 IRA contributions Auto insurance information Facebook tax season health care services self-help topics pets gap insurance life saver IRS Part B drive /usb interest credit monitoring service trust retirement plans blog post money Erin Nelsen clients EEChecklist-Kits.pdf stockpilingchecklist.pdf cell phones September 9 credit cards ice cream event Notary Public cell phone SIM swap scam Social Security team members Federal Trade Commission website news coverage information summer 2017 TD Ameritrade National LINC Conference settlement options CFP ® 401K Medicare Part B borrowing money cell phone service provider spam phone fees policy Flexible Spending Account “ skimmer ”. pet donation drive official certification Fox News story home emergency preparedness kits Wells Fargo customers Supplemental Security Income disaster areas non-prescripstion sunglasses clone counterfeits insurance policy September 8 Puerto Rico company phishing sites 20 year anniversary October 1 2020. paper records tax deadline donation counts earthquake app fun facts house sitter retirement planning items investment statements credit card fraud VOIP landline phones Facebook profile car loans integral member illiegal robocallers 70 1/2. home emergency kit California Lions Friends rescue organizations breach asset Planning Legal robocalls Medicare plan health care costs Labor Day prescription eyeglasses estate planning parking spots operations manager check lists trustee privacy settings CARES Act Victor Dergunov Wells Fargo employees September 30 2020. FSA Kiplinger Letter vision screening cell phone provider assets birth certificates January 10 home mortgages retirement portal interest rates student loans Affordable Care Act Mobile Banking Security Tips February 14 spread partner /owner executive order markets Kraig Mathias hurricane Dorian Joey Gonzales clients show support ID card family members padlock stimulus package bottom line pet industry donation items retirement accounts estate Orange County CERTIFIED FINANCIAL PLANNER exam account numbers Shred paperwork Medicare Advantage fun atmosphere Open House home security years earnings fallout media accounts Amazon July 4 DNA test kits July weekend paperwork clutter relief efforts payments Independence Day records cell phone carriers pet supplies privacy notices tax records toilet paper Orange County Superior Court Medicare flash drive checklists June 29 Ice Cream Social Treasury Department July 6 web address Medicare Part B premiums July 3 rd increase chip-enabled EMV cards Expired medications 4 pm -8pm Retirement Contribution Limits Two-Step Verification stock pile emergency folder vacation notary services scams banking TD Ameritrade driver license COVID -19 virus Asset Planning tax filing deadlines cell phone carriers offer Social Security Administration identity thieves people medications phone companies Financial Planning Magazine offering insurance emergency kits Open Enrollment April 18 2017. market turmoil holidays approach app 2018 IRA contributions water … credit card company insurance policies wells Fargo text messages coronavirus tax deadlines CA FTB client portal Part D premiums . tax returns phishing scams emergency kit IRA accounts IRS deadline