Asset Planning, Inc Blog

The latest from the team.

Steps Wells Fargo Customers Should Take to Protect Themselves

 

The shocking news that Wells Fargo employees opened 1.5 million unauthorized accounts and 565,000 credit cards has caused concern for Wells Fargo customers everywhere. Wells Fargo has said that they will be contacting customers who they feel may have had accounts wrongfully opened and invite their customers to come into a branch to do a review with a banker. We feel however that it is good to be proactive and instead of waiting for a call, do a little research on your own to protect yourself. Here are some steps you should take if you are worried that you may be a victim of fraudulent activity.

Check your accounts- Look at your Wells Fargo online account, call Wells Fargo or go into a branch to review any accounts in your name. Make sure that you authorized any accounts that were opened in your name. Also, look through each account for any unusual fees or unauthorized money transfers. Wells Fargo has been accused of charging illegal fees on student loans as well as making unauthorized money transfers between accounts that may have caused insufficient funds charges.

Check your credit report- If you haven’t checked your credit report recently you should check it now. You can get a free credit report every year at https://www.annualcreditreport.com/ Look for any unauthorized accounts opened in your name or any unauthorized credit inquiries made by Wells Fargo. If a credit card was opened without your knowledge and there were fees that you were unaware of and were unpaid those may also have been reported to the credit agencies. If you find any discrepancies contact Wells Fargo immediately as well as the credit reporting agencies (Experian, Transunion, Equifax) to dispute the fraudulent activity and have it removed from your report.

If you are unable to have the issue resolved through the bank or credit agencies you can also submit a claim with the Consumer Finance Protection Bureau by calling 855-411-2372 or online @ http://www.consumerfinance.gov/complaint/ .

Continue reading
  1969 Hits

Search Blogs Module

Wait a minute, while we are rendering the calendar
https :// Medicare Part B company Treasury Department disaster areas family members text messages people medications ID card opt-out illiegal robocallers National Ice Cream month earnings fallout memorial Day weekend EEChecklist-Kits.pdf stockpilingchecklist.pdf Expired medications Financial Planning Magazine ice cream Labor Day Facebook profile July 6 records car loans hurricane Dorian 23 andme FEMA website Erin Nelsen Notary Public cell phone provider items Open Enrollment CERTIFIED FINANCIAL PLANNER exam credit freeze Flexible Spending Account prescription eyeglasses drive /usb Economic Security email notifications Charles Schwab tax records relief efforts wells Fargo IRA accounts home break-ins Two-Step Verification years scams fees rescue organizations January 10 FSA phone phishing sites Medicare plan notary services VOIP landline phones Auto insurance 70 1/2. executive order check lists stock pile July weekend tax returns emergency folder April 11 bottom line Brexit vote jury duty CA FTB home CFP ® April 15 Roth IRA life saver fun atmosphere pet donation drive information Facebook portal spam phone news coverage Medicare IRS deadline estate planning direction business hours 401K market turmoil Shred paperwork water … tax filing deadlines cell phone service provider spread 2018 IRA contributions home security stimulus package house sitter Kiplinger Letter clients show support interest health care services Independence Day Orange County cell phones clients integral member pet industry self-help topics June 29 holidays approach Open House “ skimmer ”. Federal Trade Commission website banking D premiums home emergency kit Asset Planning driver license September 30 2020. clone counterfeits insurance policies tax season Social Security privacy notices account numbers padlock ice cream event California Lions Friends Coronavirus Aid credit card company checklists birth certificates July 4 Medicare Part B premiums retirement planning consumer spending COVID -19 virus Ice Cream Social retirement plans emergency kits president Trump 20 year anniversary Medicare question September 8 4 pm -8pm privacy settings credit score paperwork clutter trust credit monitoring service debt operations manager web address 900 number cell phone carriers client portal phishing scams pet supplies toilet paper Orange County Superior Court Medicare Advantage paper records payments pets team members interest rates pet Wells Fargo employees Mobile Banking Security Tips TD Ameritrade identity thieves donation counts IRS Victor Dergunov July 3 rd summer retirement accounts tax deadline investment statements student loans documents Amazon non-prescripstion sunglasses contribution limit partner /owner cell phone SIM swap scam Social Security Administration markets credit card fraud 2017 IRA contributions chip-enabled EMV cards cell phone carriers offer February 14 Affordable Care Act insurance policy identity theft home emergency preparedness kits assets 2017 Equifax breach card reader April 18 2017. Puerto Rico phone companies 2017 TD Ameritrade National LINC Conference retirement Wells Fargo customers asset Planning Healthcare Joey Gonzales official certification health care costs donation items September 9 vision screening media accounts CARES Act app blog post breach vacation earthquake app trustee Retirement Contribution Limits tax deadlines Fox News story credit cards emergency kit information estate planning https ://seekingalpha increase spring cleaning Part B October 1 2020. Supplemental Security Income DNA test kits offering insurance money policy home mortgages Kraig Mathias flash drive Part D premiums . gap insurance fun facts settlement options coronavirus parking spots Legal robocalls estate borrowing money