Asset Planning, Inc Blog

The latest from the team.

Steps Wells Fargo Customers Should Take to Protect Themselves

 

The shocking news that Wells Fargo employees opened 1.5 million unauthorized accounts and 565,000 credit cards has caused concern for Wells Fargo customers everywhere. Wells Fargo has said that they will be contacting customers who they feel may have had accounts wrongfully opened and invite their customers to come into a branch to do a review with a banker. We feel however that it is good to be proactive and instead of waiting for a call, do a little research on your own to protect yourself. Here are some steps you should take if you are worried that you may be a victim of fraudulent activity.

Check your accounts- Look at your Wells Fargo online account, call Wells Fargo or go into a branch to review any accounts in your name. Make sure that you authorized any accounts that were opened in your name. Also, look through each account for any unusual fees or unauthorized money transfers. Wells Fargo has been accused of charging illegal fees on student loans as well as making unauthorized money transfers between accounts that may have caused insufficient funds charges.

Check your credit report- If you haven’t checked your credit report recently you should check it now. You can get a free credit report every year at https://www.annualcreditreport.com/ Look for any unauthorized accounts opened in your name or any unauthorized credit inquiries made by Wells Fargo. If a credit card was opened without your knowledge and there were fees that you were unaware of and were unpaid those may also have been reported to the credit agencies. If you find any discrepancies contact Wells Fargo immediately as well as the credit reporting agencies (Experian, Transunion, Equifax) to dispute the fraudulent activity and have it removed from your report.

If you are unable to have the issue resolved through the bank or credit agencies you can also submit a claim with the Consumer Finance Protection Bureau by calling 855-411-2372 or online @ http://www.consumerfinance.gov/complaint/ .

Continue reading
  2457 Hits

Search Blogs Module

Wait a minute, while we are rendering the calendar
IRS health care costs illiegal robocallers banking phishing scams Roth IRA phishing sites https ://seekingalpha EEChecklist-Kits.pdf stockpilingchecklist.pdf cell phone service provider 23 andme April 15 credit cards prescription eyeglasses client portal drive /usb fees insurance policy clients show support driver license Orange County Superior Court Medicare plan toilet paper retirement plans FSA birth certificates VOIP landline phones credit card fraud trust pet donation drive July 4 IRS deadline tax filing deadlines Notary Public 2017 TD Ameritrade National LINC Conference tax season holidays approach Kraig Mathias assets padlock stimulus package family members vision screening cell phone carriers offer “ skimmer ”. spread information Facebook estate planning direction scams tax returns Wells Fargo customers increase credit monitoring service Labor Day bottom line settlement options 2017 IRA contributions Wells Fargo employees Auto insurance Treasury Department 4 pm -8pm September 8 student loans home Kiplinger Letter COVID -19 virus Joey Gonzales integral member information cell phones official certification news coverage CFP ® TD Ameritrade life saver Supplemental Security Income earthquake app opt-out car loans markets rescue organizations Medicare Advantage text messages self-help topics payments Orange County estate planning flash drive Open House interest consumer spending money spring cleaning DNA test kits coronavirus blog post team members credit card company Medicare Part B Charles Schwab Social Security retirement planning chip-enabled EMV cards privacy notices 900 number home security Retirement Contribution Limits credit freeze media accounts gap insurance April 11 April 18 2017. Financial Planning Magazine credit score identity theft documents web address non-prescripstion sunglasses ID card jury duty app partner /owner 401K account numbers Amazon CARES Act home emergency kit Medicare Part B premiums September 9 executive order parking spots emergency kits investment statements items IRA accounts Puerto Rico Shred paperwork donation items spam phone trustee cell phone provider operations manager records clone counterfeits paperwork clutter home emergency preparedness kits tax deadline memorial Day weekend fun facts tax records Fox News story summer pet supplies Open Enrollment D premiums notary services home mortgages privacy settings October 1 2020. California Lions Friends FEMA website estate phone Facebook profile Part B insurance policies 2018 IRA contributions Part D premiums . Mobile Banking Security Tips 20 year anniversary retirement hurricane Dorian January 10 Medicare breach pet industry Affordable Care Act retirement accounts 70 1/2. Erin Nelsen ice cream Independence Day stock pile vacation people medications debt borrowing money disaster areas business hours portal Legal robocalls 2017 Equifax breach cell phone SIM swap scam home break-ins Medicare question Federal Trade Commission website September 30 2020. pets president Trump Asset Planning tax deadlines relief efforts offering insurance Ice Cream Social earnings fallout checklists paper records Healthcare pet July 3 rd interest rates https :// phone companies Economic Security CA FTB years Coronavirus Aid card reader Social Security Administration July 6 identity thieves CERTIFIED FINANCIAL PLANNER exam cell phone carriers July weekend February 14 National Ice Cream month Expired medications Brexit vote wells Fargo Flexible Spending Account check lists health care services email notifications water … Victor Dergunov Two-Step Verification asset Planning company emergency kit June 29 market turmoil contribution limit house sitter donation counts emergency folder ice cream event fun atmosphere policy clients