Asset Planning, Inc Blog

The latest from the team.

A Recent Survey Suggests You Can Save Money by Making One Simple Call

Most people assume that things such as, annual fees, interest rates and late fees are non-negotiable when it comes to credit cards. A new survey from creditcards.com is showing us that this is not the case. In most circumstances all you have to do is call your credit card company and ask. The survey asked 952 American cardholders and the majority received what they asked for. The problem is that hardly anyone asks.

Here are the results from cardholders who asked:

  • 87 percent received a late payment fee waiver.
  • 69 percent got a lower interest rate.
  • 89 percent received a higher credit limit.
  • 82 percent had their annual fee waived or reduced.

If you are looking for ways to reduce or eliminate fees on your credit card it doesn’t hurt to call and ask. The worst they can say is no. This can save you lots of money in the long run, if you carry balances on your cards, so it’s definitely worth a call.

Continue reading
  420 Hits
420 Hits

Search Blogs Module

Wait a minute, while we are rendering the calendar
bottom line Open House interest rates pets Affordable Care Act Facebook profile Social Security Administration FEMA website Part B integral member home banking insurance policy estate planning CFP ® spring cleaning Two-Step Verification Medicare Part B emergency kit documents client portal home security Kraig Mathias insurance policies official certification Mobile Banking Security Tips home mortgages company prescription eyeglasses Wells Fargo customers clients identity thieves privacy settings Medicare fun facts borrowing money memorial Day weekend Independence Day Medicare Part B premiums vacation Social Security disaster areas information Facebook April 18 2017. FSA credit card fraud Fox News story VOIP landline phones portal Brexit vote https ://seekingalpha IRA accounts Treasury Department fees retirement trustee pet industry partner /owner driver license trust non-prescripstion sunglasses October 1 2020. 70 1/2. card reader web address earthquake app privacy notices Legal robocalls executive order April 11 notary services Shred paperwork Auto insurance app 23 andme rescue organizations emergency folder asset Planning gap insurance https :// 2017 TD Ameritrade National LINC Conference summer birth certificates Orange County Victor Dergunov Retirement Contribution Limits ice cream event retirement planning “ skimmer ”. house sitter increase National Ice Cream month credit freeze jury duty credit score tax deadline information relief efforts June 29 pet supplies Orange County Superior Court Puerto Rico illiegal robocallers assets padlock debt Part D premiums . Supplemental Security Income chip-enabled EMV cards identity theft 2017 IRA contributions account numbers tax season Medicare question spam phone DNA test kits 4 pm -8pm phone companies credit cards IRS deadline 401K home break-ins flash drive Financial Planning Magazine blog post Open Enrollment Amazon clients show support clone counterfeits 20 year anniversary Flexible Spending Account contribution limit Healthcare consumer spending phishing scams ID card pet investment statements credit card company Kiplinger Letter president Trump cell phones car loans Notary Public 2018 IRA contributions Erin Nelsen Wells Fargo employees retirement accounts opt-out money vision screening July 4 Roth IRA Asset Planning estate policy retirement plans paperwork clutter D premiums health care costs cell phone carriers offer phishing sites California Lions Friends drive /usb parking spots 900 number CERTIFIED FINANCIAL PLANNER exam wells Fargo April 15