Asset Planning, Inc Blog

The latest from the team.

A Recent Survey Suggests You Can Save Money by Making One Simple Call

Most people assume that things such as, annual fees, interest rates and late fees are non-negotiable when it comes to credit cards. A new survey from creditcards.com is showing us that this is not the case. In most circumstances all you have to do is call your credit card company and ask. The survey asked 952 American cardholders and the majority received what they asked for. The problem is that hardly anyone asks.

Here are the results from cardholders who asked:

  • 87 percent received a late payment fee waiver.
  • 69 percent got a lower interest rate.
  • 89 percent received a higher credit limit.
  • 82 percent had their annual fee waived or reduced.

If you are looking for ways to reduce or eliminate fees on your credit card it doesn’t hurt to call and ask. The worst they can say is no. This can save you lots of money in the long run, if you carry balances on your cards, so it’s definitely worth a call.

Continue reading
  1436 Hits

Search Blogs Module

Wait a minute, while we are rendering the calendar
credit cards items disaster areas account numbers D premiums clone counterfeits Fox News story tax deadline house sitter Facebook profile 4 pm -8pm home break-ins privacy notices family members spread Wells Fargo employees National Ice Cream month July weekend text messages health care costs settlement options FEMA website earnings fallout Auto insurance estate news coverage team members Two-Step Verification check lists information prescription eyeglasses Labor Day clients increase email notifications CARES Act Asset Planning ice cream event Joey Gonzales Affordable Care Act emergency kit life saver parking spots July 6 https :// Open Enrollment phone companies Social Security Healthcare jury duty VOIP landline phones 23 andme drive /usb September 30 2020. rescue organizations fun atmosphere information Facebook cell phone SIM swap scam pet donation drive credit monitoring service Kiplinger Letter Roth IRA records credit score April 15 Part B 20 year anniversary September 8 June 29 years consumer spending retirement plans toilet paper Mobile Banking Security Tips retirement Expired medications markets operations manager retirement planning holidays approach Medicare Advantage Medicare question policy Coronavirus Aid FSA “ skimmer ”. September 9 October 1 2020. trust Medicare portal cell phone carriers interest rates integral member Flexible Spending Account home mortgages debt Amazon CA FTB fees 2017 TD Ameritrade National LINC Conference 70 1/2. chip-enabled EMV cards insurance policy driver license breach pet April 11 vacation Supplemental Security Income COVID -19 virus client portal identity thieves phone documents 2018 IRA contributions donation counts app Medicare Part B notary services Victor Dergunov California Lions Friends tax filing deadlines cell phones Wells Fargo customers IRS blog post emergency kits media accounts relief efforts hurricane Dorian estate planning direction phishing sites Erin Nelsen Medicare Part B premiums web address Retirement Contribution Limits money investment statements flash drive coronavirus Shred paperwork privacy settings 401K opt-out home emergency preparedness kits pet supplies car loans 2017 IRA contributions tax deadlines summer CERTIFIED FINANCIAL PLANNER exam trustee non-prescripstion sunglasses ice cream earthquake app cell phone carriers offer February 14 student loans home security official certification cell phone service provider Medicare plan tax season https ://seekingalpha 2017 Equifax breach home emergency kit scams Puerto Rico president Trump pets DNA test kits card reader credit card company paperwork clutter home estate planning identity theft cell phone provider fun facts Social Security Administration EEChecklist-Kits.pdf stockpilingchecklist.pdf health care services paper records Federal Trade Commission website assets Kraig Mathias TD Ameritrade stock pile people medications retirement accounts clients show support spring cleaning July 3 rd tax records self-help topics Independence Day partner /owner illiegal robocallers pet industry gap insurance IRS deadline January 10 padlock Orange County Superior Court Charles Schwab Economic Security memorial Day weekend stimulus package Financial Planning Magazine bottom line company offering insurance water … interest Brexit vote tax returns 900 number Notary Public market turmoil Open House borrowing money wells Fargo July 4 payments phishing scams IRA accounts executive order insurance policies spam phone Orange County Ice Cream Social credit card fraud Treasury Department emergency folder business hours April 18 2017. CFP ® vision screening credit freeze donation items contribution limit Legal robocalls checklists asset Planning Part D premiums . birth certificates banking ID card