Asset Planning, Inc Blog

The latest from the team.

A Recent Survey Suggests You Can Save Money by Making One Simple Call

Most people assume that things such as, annual fees, interest rates and late fees are non-negotiable when it comes to credit cards. A new survey from is showing us that this is not the case. In most circumstances all you have to do is call your credit card company and ask. The survey asked 952 American cardholders and the majority received what they asked for. The problem is that hardly anyone asks.

Here are the results from cardholders who asked:

  • 87 percent received a late payment fee waiver.
  • 69 percent got a lower interest rate.
  • 89 percent received a higher credit limit.
  • 82 percent had their annual fee waived or reduced.

If you are looking for ways to reduce or eliminate fees on your credit card it doesn’t hurt to call and ask. The worst they can say is no. This can save you lots of money in the long run, if you carry balances on your cards, so it’s definitely worth a call.

Continue reading
  450 Hits
450 Hits

Search Blogs Module

Wait a minute, while we are rendering the calendar
credit cards gap insurance driver license president Trump Notary Public contribution limit clients show support investment statements pet ice cream increase phone companies policy trust Part D premiums . Mobile Banking Security Tips Medicare question rescue organizations breach app home break-ins settlement options California Lions Friends 2018 IRA contributions 2017 Equifax breach Kraig Mathias Wells Fargo employees memorial Day weekend web address credit monitoring service credit freeze Amazon notary services 4 pm -8pm ice cream event Social Security Administration consumer spending client portal portal IRS deadline tax deadline money Federal Trade Commission website 2017 IRA contributions Puerto Rico CFP ® spam phone partner /owner credit card company CERTIFIED FINANCIAL PLANNER exam VOIP landline phones estate planning Roth IRA identity thieves D premiums Two-Step Verification flash drive chip-enabled EMV cards health care costs estate Orange County Superior Court asset Planning banking privacy settings pet industry emergency folder life saver tax season Treasury Department company 70 1/2. trustee fees pet supplies Flexible Spending Account October 1 2020. home emergency preparedness kits June 29 FSA https ://seekingalpha email notifications official certification Shred paperwork padlock credit score Medicare Part B premiums house sitter Medicare self-help topics ID card Supplemental Security Income https :// home 401K jury duty retirement accounts information car loans EEChecklist-Kits.pdf stockpilingchecklist.pdf clients Asset Planning earthquake app April 18 2017. cell phone carriers offer Kiplinger Letter retirement plans identity theft check lists April 11 illiegal robocallers July 4 Affordable Care Act Orange County cell phones birth certificates prescription eyeglasses phishing sites fun facts information Facebook Facebook profile wells Fargo parking spots emergency kit card reader clone counterfeits debt Financial Planning Magazine Victor Dergunov retirement borrowing money Medicare Part B vacation spring cleaning home mortgages Legal robocalls scams phishing scams privacy notices executive order toilet paper Brexit vote integral member Independence Day vision screening home security DNA test kits retirement planning drive /usb non-prescripstion sunglasses summer pets bottom line opt-out “ skimmer ”. National Ice Cream month IRA accounts 900 number checklists disaster areas Social Security insurance policy relief efforts insurance policies 23 andme Part B Healthcare April 15 Wells Fargo customers Auto insurance 20 year anniversary Fox News story 2017 TD Ameritrade National LINC Conference account numbers Erin Nelsen fun atmosphere Open Enrollment home emergency kit blog post paperwork clutter interest rates Ice Cream Social documents credit card fraud Retirement Contribution Limits FEMA website assets Open House