Asset Planning, Inc Blog

The latest from the team.

A Recent Survey Suggests You Can Save Money by Making One Simple Call

Most people assume that things such as, annual fees, interest rates and late fees are non-negotiable when it comes to credit cards. A new survey from is showing us that this is not the case. In most circumstances all you have to do is call your credit card company and ask. The survey asked 952 American cardholders and the majority received what they asked for. The problem is that hardly anyone asks.

Here are the results from cardholders who asked:

  • 87 percent received a late payment fee waiver.
  • 69 percent got a lower interest rate.
  • 89 percent received a higher credit limit.
  • 82 percent had their annual fee waived or reduced.

If you are looking for ways to reduce or eliminate fees on your credit card it doesn’t hurt to call and ask. The worst they can say is no. This can save you lots of money in the long run, if you carry balances on your cards, so it’s definitely worth a call.

Continue reading
  511 Hits
511 Hits

Search Blogs Module

Wait a minute, while we are rendering the calendar
bottom line estate planning Brexit vote rescue organizations credit score items driver license Fox News story insurance policy cell phone carriers health care costs insurance policies flash drive account numbers documents car loans VOIP landline phones president Trump Healthcare fees Wells Fargo employees offering insurance cell phone carriers offer borrowing money “ skimmer ”. emergency folder Medicare question pet donation drive retirement check lists gap insurance credit card company October 1 2020. partner /owner house sitter cell phone SIM swap scam 20 year anniversary contribution limit official certification estate assets privacy notices Social Security 2017 Equifax breach estate planning direction 4 pm -8pm Kiplinger Letter scams email notifications home emergency kit policy Affordable Care Act home team members phishing sites Notary Public D premiums April 11 Flexible Spending Account Orange County Superior Court Two-Step Verification money news coverage retirement accounts Medicare Advantage padlock FEMA website life saver Open House Financial Planning Magazine Erin Nelsen Wells Fargo customers prescription eyeglasses credit monitoring service clients April 18 2017. donation counts portal emergency kits home break-ins January 10 cell phone provider emergency kit phone companies IRS deadline paperwork clutter spam phone Federal Trade Commission website identity theft Medicare Part B home security tax season company pets Roth IRA debt client portal family members drive /usb banking asset Planning checklists home mortgages Legal robocalls credit card fraud cell phone service provider opt-out Expired medications executive order 900 number Ice Cream Social trustee 2018 IRA contributions Retirement Contribution Limits DNA test kits clients show support increase trust pet IRA accounts Auto insurance media accounts https :// disaster areas self-help topics relief efforts Part D premiums . retirement plans home emergency preparedness kits Medicare Part B premiums people medications notary services Charles Schwab health care services 70 1/2. ID card birth certificates hurricane Dorian Asset Planning donation items fun facts retirement planning ice cream identity thieves TD Ameritrade chip-enabled EMV cards parking spots phishing scams Shred paperwork credit freeze blog post text messages illiegal robocallers Part B toilet paper pet supplies Amazon Facebook profile 23 andme holidays approach 2017 IRA contributions spring cleaning credit cards interest rates information Facebook memorial Day weekend National Ice Cream month consumer spending June 29 operations manager February 14 web address Treasury Department vision screening fun atmosphere CFP ® Victor Dergunov earthquake app ice cream event Orange County Medicare Medicare plan pet industry non-prescripstion sunglasses EEChecklist-Kits.pdf stockpilingchecklist.pdf Supplemental Security Income https ://seekingalpha information card reader Joey Gonzales app CERTIFIED FINANCIAL PLANNER exam phone clone counterfeits Social Security Administration Open Enrollment Independence Day tax deadline cell phones summer wells Fargo vacation Kraig Mathias settlement options 2017 TD Ameritrade National LINC Conference FSA Puerto Rico Mobile Banking Security Tips integral member April 15 investment statements privacy settings California Lions Friends jury duty breach 401K July 4