Asset Planning, Inc Blog

The latest from the team.

A Recent Survey Suggests You Can Save Money by Making One Simple Call

Most people assume that things such as, annual fees, interest rates and late fees are non-negotiable when it comes to credit cards. A new survey from is showing us that this is not the case. In most circumstances all you have to do is call your credit card company and ask. The survey asked 952 American cardholders and the majority received what they asked for. The problem is that hardly anyone asks.

Here are the results from cardholders who asked:

  • 87 percent received a late payment fee waiver.
  • 69 percent got a lower interest rate.
  • 89 percent received a higher credit limit.
  • 82 percent had their annual fee waived or reduced.

If you are looking for ways to reduce or eliminate fees on your credit card it doesn’t hurt to call and ask. The worst they can say is no. This can save you lots of money in the long run, if you carry balances on your cards, so it’s definitely worth a call.

Continue reading
  391 Hits
391 Hits

Search Blogs Module

Wait a minute, while we are rendering the calendar
credit card fraud earthquake app tax season disaster areas chip-enabled EMV cards account numbers identity thieves home June 29 Amazon privacy notices ice cream event documents client portal Healthcare Part D premiums . banking illiegal robocallers Wells Fargo customers clone counterfeits identity theft official certification Medicare padlock phishing scams Flexible Spending Account California Lions Friends CERTIFIED FINANCIAL PLANNER exam 70 1/2. paperwork clutter Roth IRA health care costs retirement accounts 20 year anniversary https ://seekingalpha Shred paperwork Mobile Banking Security Tips Notary Public October 1 2020. clients https :// web address retirement plans home mortgages Social Security Administration DNA test kits pet industry vision screening April 11 Medicare Part B Victor Dergunov rescue organizations 2017 IRA contributions Orange County Superior Court summer spring cleaning Supplemental Security Income April 18 2017. wells Fargo 2017 TD Ameritrade National LINC Conference Treasury Department pet supplies flash drive 401K FSA interest rates IRS deadline retirement home security portal executive order Brexit vote credit freeze Affordable Care Act emergency folder ID card non-prescripstion sunglasses drive /usb fun facts estate planning tax deadline 4 pm -8pm Medicare question borrowing money Retirement Contribution Limits Legal robocalls Facebook profile fees notary services D premiums trust Puerto Rico 2018 IRA contributions Social Security credit cards driver license IRA accounts phishing sites asset Planning Wells Fargo employees bottom line money “ skimmer ”. card reader FEMA website policy National Ice Cream month Kiplinger Letter Independence Day information Facebook jury duty assets home break-ins increase opt-out vacation Two-Step Verification credit card company car loans VOIP landline phones parking spots estate Open House contribution limit house sitter April 15 pet insurance policies 23 andme trustee Fox News story credit score emergency kit Kraig Mathias birth certificates prescription eyeglasses president Trump clients show support Part B insurance policy memorial Day weekend July 4 consumer spending Open Enrollment relief efforts Orange County privacy settings retirement planning debt Auto insurance Medicare Part B premiums gap insurance pets investment statements