Asset Planning, Inc Blog

The latest from the team.

Federal Real ID Act

We thought we would give you a heads up on a new act that will be beginning on October 1, 2020. It is called the Federal REAL ID Act. This act will require anyone boarding domestic flights, entering military bases or federal facilities to have a REAL ID. It can either be a driver license or an ID card and they are issued by the California DMV.

Here is an example of what the Federal REAL ID will look like as well as a link to the REAL ID fact sheet with detailed instructions on how to obtain one.

REAL ID examples

REAL ID Fact Sheet

We suggest getting this done as soon as possible. Don't wait until close to the deadline, especially if you know you have travel plans that will require it. We know people have a tendency to procrastinate and we have a feeling there will be a backup due to a lot of people needing them at once.

 

Continue reading
  1331 Hits
1331 Hits

2018 Five Star Wealth Manager Awards

Five Star Professional logo 

Orange Coast Magazine June 2018 issue

 

We are proud to announce that Sandy, Carol and Erin have been awarded with the 2018 Five Star Wealth Managers Award. They have been featured in Orange Coast Magazine's June 2018 issue. There were 2,423 candidates for this award and only 144 were named as top wealth managers. Way to go!!!

Follow the link below and search under wealth managers to see the full list.

https://www.fivestarprofessional.com/awardwinners/OCWM

**** There is a minimum of 5 yrs as a credentialed professional requirement to receive this award. We are confident that once Samantha reaches this milestone she too will be named ****

Continue reading
  808 Hits
808 Hits

Public Wi-Fi: Don't Do It

Here is a great article with lots of information on the dangers of using public wi-fi. There are some interesting facts that I never even thought of. For example, hackers are not only looking for your personal identifying information but they also are looking at your browsing history to be able to target you in phishing scams based on your interests. These phishing scams come in the form of robocalls, free apps and targeted ads. As always we want you to take every precaution to safeguard yourself from identity theft. This article is definitely worth the read.

https://lifelockunlocked.com/tips/lowdown-public-wi-fi/?cid=em_eNews_vol5_onboardingdbm_readmore_-_

Happy Mother's Day weekend to you all!

Samantha

Continue reading
  721 Hits
721 Hits

Eyeglass Drive for California Lions Friends in Sight

Asset Planning is collecting used prescription eyeglasses, non-prescription sunglasses, readers and even broken glasses. These glasses will be donated to the California Lions Friends in Sight. This organization provides free vision screening and free recycled eyeglasses to those in need.

If you have any eyeglasses that you wish to donate you can drop them off at our office anytime from now until May 25th.

Thank you in advance for your donations!

Continue reading
  808 Hits
808 Hits

Free Document Back Up

Even though tax season is is behind us you may still be going through important documents or filing them away. We thought now was a good time to let you know that we offer free document back up for our clients. We will take your important documents, scan them, keep them in your electronic client file here and also save them to a password protected flash drive for you to keep. We're always sending out reminders of the importance of having your documents in a safe place and backed up in case of a fire or other emergency and now it's easier than ever to get it done with this free service.

Examples of items you may want to have scanned are; birth certificates, medical records, insurance policies, bank and investment account information, identification cards etc.

Having this USB drive with you while traveling could be especially useful if there is an emergency while you're away from home.

If you would like to take advantage of this offer, feel free to give me a call to set up a time to drop your documents off.

Have a great weekend!

Melani

 

Continue reading
  724 Hits
724 Hits

Deadline for 2017 IRA Contributions

The deadline for getting your 2017 IRA contributions to us is Wednesday, April 11th. Tax season is an extremely busy time so the sooner you get these in the better. Feel free to stop by the office anytime from 8am-4pm to drop them off.

Have a great weekend!

Melani

Continue reading
  703 Hits
703 Hits

New Developments in Dementia and Alzheimer's Testing

Amy Florian from Corgenius released some information regarding new tests to alert you to the early signs of dementia and Alzheimer's disease. The first study was about sense of smell and the second one was about personality changes.

Here are some highlights taken directly from her research on the studies that we thought were important.

Regarding smell, scientists studied several factors in reasonably healthy people and then followed them for five years to see who developed dementia. They found that when combined with baseline cognitive function at the start, the most important factor was sense of smell. They specifically studied five scents – orange, leather, peppermint, rose, and fish. The greater number of scents that created difficulty and the more poorly a person could discern these smells, the more likely they were to exhibit dementia five years later. Researchers noted that this can’t be relied on as a singular test, but rather as a realization that sensory function is closely related to brain function, and may be among the first areas to exhibit deficiencies.

Another study focused on the long-recognized fact that personality changes are an early sign of Alzheimer’s disease, especially becoming uncharacteristically angry, aggressive, paranoid, or inappropriate. Now researchers have developed a 34-question quiz that can help determine the breadth and depth of behavioral changes, and they are proposing an intermediate diagnosis of mild behavioral impairment. You can take the quiz here. Note that these changes should persist for 6 months and be fundamental changes in behavior in order to indicate problems.

We are always looking for ways to keep you informed on the latest news with issues we come accross and cognitive decline is an important one.

Continue reading
  906 Hits
906 Hits

Facebook Privacy Update

There's been a lot of recent reports on how much information Facebook really has on you and it is scary. When is the last time you looked to see how many of your apps are connected to your Facebook profile? Even if youre not using the app anymore, once you grant them permission to your Facebook profile they will continue to collect your data, including your friends list, pictures, browsing history etc, until you revoke their access.

We found a really good article on CNBC that gives you a step-by-step guide on how to check your privacy settings, see who has access to your information and how to remove them. Follow the link below to check it out.

https://www.cnbc.com/2018/03/20/how-to-see-which-facebook-apps-have-access-to-your-data.html

Continue reading
  952 Hits
952 Hits

Ebook: Tips to Planning a Successful Retirement

Check out our new Ebook! In it you will find some valuable tips and guidance for retirement planning from our CERTIFIED FINANCIAL PLANNERS®.

Tips_to_Planning_a_Successful_Retirement.pdf

Continue reading
  722 Hits
722 Hits

Thanks for Your Support!

We would like to thank everyone who donated pet supplies and medications to our cause! Animals are near and dear to our hearts and it means a lot to have so many clients show support with their generous donations. We are so happy that these donations will go to pets in need, especially those affected in Puerto Rico and the disaster areas.

Pet Donation 3

                                                                                                                         Samantha and Melani dropping off the pet supplies to the SPCALA

                         

                                                                                                                       

 

 

Continue reading
  742 Hits
742 Hits

By accepting you will be accessing a service provided by a third-party external to https://assetplanninginc.com/

Search Blogs Module

Wait a minute, while we are rendering the calendar
fun atmosphere stock pile ID card phone CERTIFIED FINANCIAL PLANNER exam Retirement Contribution Limits 2017 TD Ameritrade National LINC Conference opt-out cell phone carriers tax deadline identity thieves flash drive April 15 breach fees offering insurance prescription eyeglasses coronavirus emergency kits water … EEChecklist-Kits.pdf stockpilingchecklist.pdf home emergency preparedness kits Affordable Care Act padlock jury duty Mobile Banking Security Tips vision screening records IRA accounts company house sitter tax records DNA test kits donation counts privacy settings credit monitoring service trustee web address IRS emergency kit cell phone SIM swap scam life saver Treasury Department pet industry interest rates 20 year anniversary policy Social Security Administration earthquake app California Lions Friends trust FSA blog post Amazon home security information Facebook home emergency kit earnings fallout tax returns spread Coronavirus Aid Social Security illiegal robocallers increase Notary Public ice cream Ice Cream Social September 9 Medicare Part B premiums Medicare emergency folder Orange County Superior Court estate planning fun facts home break-ins Erin Nelsen Part B information Independence Day years asset Planning 2017 IRA contributions Joey Gonzales https :// market turmoil investment statements partner /owner Charles Schwab CFP ® VOIP landline phones insurance policies bottom line portal home mortgages CA FTB health care services driver license Victor Dergunov 900 number National Ice Cream month https ://seekingalpha card reader documents cell phone provider Financial Planning Magazine email notifications toilet paper Medicare plan January 10 Orange County family members Two-Step Verification tax season Federal Trade Commission website business hours text messages summer holidays approach Part D premiums . Fox News story phishing sites Legal robocalls Kiplinger Letter Shred paperwork tax filing deadlines banking operations manager self-help topics payments clone counterfeits October 1 2020. cell phone service provider scams FEMA website president Trump June 29 COVID -19 virus media accounts news coverage ice cream event client portal February 14 CARES Act credit card fraud tax deadlines pet supplies Economic Security Kraig Mathias spam phone “ skimmer ”. April 18 2017. paperwork clutter paper records executive order hurricane Dorian wells Fargo memorial Day weekend official certification spring cleaning markets credit freeze student loans cell phones integral member retirement accounts check lists Healthcare cell phone carriers offer health care costs September 8 Expired medications Roth IRA donation items non-prescripstion sunglasses retirement planning people medications consumer spending car loans estate 401K home Wells Fargo customers disaster areas Open House 2017 Equifax breach TD Ameritrade 23 andme Auto insurance July 4 app privacy notices identity theft relief efforts money credit cards settlement options Supplemental Security Income Labor Day July weekend rescue organizations credit score Wells Fargo employees contribution limit retirement plans pet borrowing money estate planning direction September 30 2020. retirement pets phone companies April 11 vacation account numbers July 3 rd gap insurance Brexit vote D premiums interest birth certificates notary services insurance policy 2018 IRA contributions Asset Planning assets checklists Medicare Part B credit card company stimulus package Medicare Advantage 70 1/2. clients show support phishing scams debt 4 pm -8pm Puerto Rico Medicare question parking spots drive /usb pet donation drive Flexible Spending Account IRS deadline team members chip-enabled EMV cards Facebook profile Open Enrollment items July 6 clients