Asset Planning, Inc Blog

The latest from the team.

A Recent Survey Suggests You Can Save Money by Making One Simple Call

Most people assume that things such as, annual fees, interest rates and late fees are non-negotiable when it comes to credit cards. A new survey from is showing us that this is not the case. In most circumstances all you have to do is call your credit card company and ask. The survey asked 952 American cardholders and the majority received what they asked for. The problem is that hardly anyone asks.

Here are the results from cardholders who asked:

  • 87 percent received a late payment fee waiver.
  • 69 percent got a lower interest rate.
  • 89 percent received a higher credit limit.
  • 82 percent had their annual fee waived or reduced.

If you are looking for ways to reduce or eliminate fees on your credit card it doesn’t hurt to call and ask. The worst they can say is no. This can save you lots of money in the long run, if you carry balances on your cards, so it’s definitely worth a call.

Continue reading
  367 Hits
367 Hits

Checking Your Own Credit Score


Everybody knows how important maintaining a good credit score is. Having a good credit score will get you better interest rates on home mortgages, car loans and credit cards. Landlords and even employers are looking at this number when making decisions to rent/lease to you or hire you. With credit being such an important factor in life it’s crucial that you know what your credit score is and checking your own credit score does not impact your credit. Luckily for you there are many new and free credit monitoring services out there to help you do just that. So if your credit needs a little help, don’t despair, check out these free tools to help guide you on the path to great credit!

If you choose to sign up for one of these websites they will ask you for personal information to identify yourself to verify that it is in fact you signing up. These websites are all free monitoring services and they will not ask you for any credit card information. They will however send you marketing materials with offers based on your personal information. It seems like a small price to pay in order to be able to monitor and take control of your own credit. Good luck on your journey to overall better credit health!

Continue reading
  758 Hits
758 Hits

Search Blogs Module

Wait a minute, while we are rendering the calendar
earthquake app Independence Day driver license Two-Step Verification information Facebook president Trump National Ice Cream month jury duty VOIP landline phones phishing scams estate planning Wells Fargo customers Medicare question credit score trust Medicare privacy settings retirement accounts wells Fargo pet memorial Day weekend home mortgages summer borrowing money prescription eyeglasses clients show support bottom line parking spots chip-enabled EMV cards insurance policies rescue organizations Kraig Mathias CERTIFIED FINANCIAL PLANNER exam consumer spending 70 1/2. drive /usb debt credit freeze privacy notices pet supplies Puerto Rico illiegal robocallers spring cleaning Wells Fargo employees fun facts Orange County birth certificates April 11 home security account numbers paperwork clutter home break-ins July 4 disaster areas card reader credit card company emergency kit vision screening Auto insurance trustee client portal Brexit vote Supplemental Security Income estate Legal robocalls credit card fraud Mobile Banking Security Tips April 18 2017. house sitter retirement planning identity theft 23 andme Social Security Affordable Care Act D premiums car loans FEMA website pets asset Planning Roth IRA California Lions Friends Shred paperwork IRS deadline portal investment statements October 1 2020. vacation “ skimmer ”. 401K relief efforts credit cards Victor Dergunov DNA test kits ID card clone counterfeits IRA accounts 2017 TD Ameritrade National LINC Conference retirement Orange County Superior Court Healthcare banking increase Treasury Department policy 4 pm -8pm money opt-out documents insurance policy https ://seekingalpha identity thieves Notary Public executive order contribution limit ice cream event Fox News story notary services Open House assets home emergency folder official certification June 29 2017 IRA contributions Social Security Administration Medicare Part B clients Open Enrollment interest rates gap insurance pet industry flash drive fees Facebook profile 20 year anniversary tax season non-prescripstion sunglasses