Asset Planning, Inc Blog

The latest from the team.

A Recent Survey Suggests You Can Save Money by Making One Simple Call

Most people assume that things such as, annual fees, interest rates and late fees are non-negotiable when it comes to credit cards. A new survey from is showing us that this is not the case. In most circumstances all you have to do is call your credit card company and ask. The survey asked 952 American cardholders and the majority received what they asked for. The problem is that hardly anyone asks.

Here are the results from cardholders who asked:

  • 87 percent received a late payment fee waiver.
  • 69 percent got a lower interest rate.
  • 89 percent received a higher credit limit.
  • 82 percent had their annual fee waived or reduced.

If you are looking for ways to reduce or eliminate fees on your credit card it doesn’t hurt to call and ask. The worst they can say is no. This can save you lots of money in the long run, if you carry balances on your cards, so it’s definitely worth a call.

Continue reading
  420 Hits
420 Hits

Checking Your Own Credit Score


Everybody knows how important maintaining a good credit score is. Having a good credit score will get you better interest rates on home mortgages, car loans and credit cards. Landlords and even employers are looking at this number when making decisions to rent/lease to you or hire you. With credit being such an important factor in life it’s crucial that you know what your credit score is and checking your own credit score does not impact your credit. Luckily for you there are many new and free credit monitoring services out there to help you do just that. So if your credit needs a little help, don’t despair, check out these free tools to help guide you on the path to great credit!

If you choose to sign up for one of these websites they will ask you for personal information to identify yourself to verify that it is in fact you signing up. These websites are all free monitoring services and they will not ask you for any credit card information. They will however send you marketing materials with offers based on your personal information. It seems like a small price to pay in order to be able to monitor and take control of your own credit. Good luck on your journey to overall better credit health!

Continue reading
  834 Hits
834 Hits

Search Blogs Module

Wait a minute, while we are rendering the calendar
health care costs Victor Dergunov https :// pet industry gap insurance privacy settings phishing scams insurance policies president Trump retirement planning credit card company 4 pm -8pm Facebook profile debt identity thieves 20 year anniversary ID card Orange County insurance policy retirement plans D premiums home mortgages documents Open Enrollment information Facebook trustee money home security credit cards 401K credit freeze asset Planning July 4 estate illiegal robocallers Social Security privacy notices disaster areas Wells Fargo employees non-prescripstion sunglasses April 15 70 1/2. retirement VOIP landline phones Wells Fargo customers CERTIFIED FINANCIAL PLANNER exam opt-out chip-enabled EMV cards contribution limit investment statements summer emergency kit executive order app paperwork clutter trust vision screening Healthcare memorial Day weekend cell phones Independence Day information credit score IRS deadline Open House padlock web address IRA accounts 900 number October 1 2020. banking increase National Ice Cream month DNA test kits blog post Legal robocalls Part D premiums . Flexible Spending Account Financial Planning Magazine portal jury duty card reader emergency folder Social Security Administration Two-Step Verification policy Part B earthquake app spam phone phishing sites interest rates Shred paperwork credit card fraud California Lions Friends wells Fargo relief efforts bottom line CFP ® Erin Nelsen Medicare Part B retirement accounts Mobile Banking Security Tips driver license Supplemental Security Income cell phone carriers offer identity theft borrowing money 2017 IRA contributions clone counterfeits Asset Planning notary services FSA Notary Public pet supplies clients fees Amazon https ://seekingalpha prescription eyeglasses April 11 assets flash drive home phone companies official certification Medicare Treasury Department ice cream event Fox News story pet fun facts house sitter tax deadline Puerto Rico Auto insurance Medicare Part B premiums Retirement Contribution Limits client portal FEMA website consumer spending Roth IRA “ skimmer ”. 2018 IRA contributions spring cleaning account numbers rescue organizations company Brexit vote home break-ins car loans tax season partner /owner clients show support estate planning Orange County Superior Court vacation drive /usb Affordable Care Act integral member April 18 2017. Kiplinger Letter Kraig Mathias June 29 birth certificates pets 2017 TD Ameritrade National LINC Conference Medicare question 23 andme parking spots