Asset Planning, Inc Blog

The latest from the team.

Auto Insurance Check Up


Auto insurance is pretty much a no brainer. It’s required by law to have so you get a policy and pay your premiums, end of story right? Well, it shouldn’t be. The average person buys a policy and doesn’t think about it again. It is really important, however, to do a periodic check up on your auto insurance policy to make sure you are covered adequately and are receiving all of the discounts you are entitled to. Many changes occur over the years in life like getting married, buying a house, and having a baby. Your auto insurance needs change over the years as well. Having the same coverage limits you did when you were first on your own may not be enough to cover your assets if you were sued in an automobile accident. Talk to your insurance agent to ensure that you have enough liability coverage. Another good thing to do is ask your agent if you are receiving all of the discounts that you are entitled to. There are a ton of discounts available and they may not necessarily be applied to your policy. Some examples of these discounts are good student discount, defensive driver discount, multi-policy discount, mature driver discount and the list goes on. Many of these discounts are not automatically added to your policy so it does not hurt to ask what discounts your insurance company offers. Next, get a few different quotes from other reputable companies for the same coverage that you have. This will give you a good idea if you are paying too much and may give you incentive to switch. By just taking a few extra steps to review your policy each year you could save enough each month to fill up your gas tank.

Continue reading
  1308 Hits
1308 Hits

Search Blogs Module

Wait a minute, while we are rendering the calendar
asset Planning Financial Planning Magazine chip-enabled EMV cards ice cream event tax records CARES Act cell phone carriers offer Medicare DNA test kits interest CERTIFIED FINANCIAL PLANNER exam health care services retirement plans home parking spots Orange County April 18 2017. hurricane Dorian fun atmosphere Charles Schwab money investment statements IRS Erin Nelsen tax returns breach trust padlock Wells Fargo customers Notary Public IRS deadline information Facebook market turmoil years partner /owner non-prescripstion sunglasses family members July 4 Amazon retirement accounts Victor Dergunov CA FTB credit card company clients show support phone companies Ice Cream Social Legal robocalls Healthcare emergency folder 2017 TD Ameritrade National LINC Conference stimulus package VOIP landline phones earnings fallout memorial Day weekend Social Security Administration D premiums checklists relief efforts identity theft email notifications rescue organizations self-help topics Roth IRA June 29 integral member card reader official certification information Fox News story news coverage clone counterfeits items tax deadlines home mortgages September 8 paper records offering insurance markets student loans Flexible Spending Account flash drive fun facts FSA Labor Day Joey Gonzales September 9 client portal credit card fraud National Ice Cream month retirement wells Fargo estate planning direction app privacy notices drive /usb interest rates Facebook profile home break-ins October 1 2020. ice cream toilet paper Medicare question July weekend April 15 prescription eyeglasses phone Asset Planning Expired medications policy April 11 tax filing deadlines earthquake app Orange County Superior Court Two-Step Verification Treasury Department Medicare Advantage pet supplies Medicare plan disaster areas vision screening Shred paperwork tax deadline Auto insurance Mobile Banking Security Tips opt-out 2017 IRA contributions Retirement Contribution Limits 4 pm -8pm Federal Trade Commission website retirement planning estate planning 2017 Equifax breach insurance policy vacation September 30 2020. emergency kit cell phone service provider pet donation drive paperwork clutter summer IRA accounts driver license cell phone carriers credit monitoring service portal holidays approach settlement options spam phone EEChecklist-Kits.pdf stockpilingchecklist.pdf Independence Day ID card credit freeze estate check lists payments stock pile 23 andme Medicare Part B credit cards spread Medicare Part B premiums contribution limit “ skimmer ”. Coronavirus Aid Affordable Care Act text messages notary services donation items life saver Puerto Rico pet consumer spending home emergency kit cell phones 70 1/2. spring cleaning Kiplinger Letter 401K donation counts Economic Security executive order FEMA website trustee Brexit vote https ://seekingalpha media accounts banking account numbers Part B Wells Fargo employees cell phone provider company Supplemental Security Income insurance policies home emergency preparedness kits July 6 Kraig Mathias pet industry February 14 20 year anniversary Open Enrollment borrowing money team members identity thieves bottom line debt home security illiegal robocallers increase cell phone SIM swap scam Social Security scams July 3 rd 2018 IRA contributions clients jury duty records assets California Lions Friends people medications privacy settings web address health care costs birth certificates https :// emergency kits Open House pets documents TD Ameritrade fees January 10 coronavirus president Trump Part D premiums . phishing sites gap insurance house sitter car loans water … credit score tax season operations manager COVID -19 virus phishing scams business hours CFP ® 900 number blog post