Asset Planning, Inc Blog

The latest from the team.

Auto Insurance Check Up


Auto insurance is pretty much a no brainer. It’s required by law to have so you get a policy and pay your premiums, end of story right? Well, it shouldn’t be. The average person buys a policy and doesn’t think about it again. It is really important, however, to do a periodic check up on your auto insurance policy to make sure you are covered adequately and are receiving all of the discounts you are entitled to. Many changes occur over the years in life like getting married, buying a house, and having a baby. Your auto insurance needs change over the years as well. Having the same coverage limits you did when you were first on your own may not be enough to cover your assets if you were sued in an automobile accident. Talk to your insurance agent to ensure that you have enough liability coverage. Another good thing to do is ask your agent if you are receiving all of the discounts that you are entitled to. There are a ton of discounts available and they may not necessarily be applied to your policy. Some examples of these discounts are good student discount, defensive driver discount, multi-policy discount, mature driver discount and the list goes on. Many of these discounts are not automatically added to your policy so it does not hurt to ask what discounts your insurance company offers. Next, get a few different quotes from other reputable companies for the same coverage that you have. This will give you a good idea if you are paying too much and may give you incentive to switch. By just taking a few extra steps to review your policy each year you could save enough each month to fill up your gas tank.

Continue reading
  1631 Hits

Search Blogs Module

Wait a minute, while we are rendering the calendar
Two-Step Verification people medications credit score toilet paper donation items Orange County Superior Court EEChecklist-Kits.pdf stockpilingchecklist.pdf settlement options Amazon 70 1/2. chip-enabled EMV cards 20 year anniversary Independence Day family members Open Enrollment house sitter January 10 900 number CARES Act wells Fargo July 4 news coverage estate planning direction October 1 2020. credit card company April 18 2017. DNA test kits Medicare question Wells Fargo customers IRA accounts estate coronavirus 401K Joey Gonzales paperwork clutter donation counts CA FTB bottom line credit freeze Erin Nelsen fees debt Medicare Advantage paper records years credit cards Legal robocalls Wells Fargo employees retirement plans assets Kraig Mathias privacy settings Kiplinger Letter integral member CFP ® non-prescripstion sunglasses home 2017 TD Ameritrade National LINC Conference media accounts scams Economic Security holidays approach card reader home emergency preparedness kits water … app pets Auto insurance pet home break-ins cell phone carriers offer Financial Planning Magazine Orange County insurance policy estate planning gap insurance retirement vacation tax returns ice cream event 2017 Equifax breach president Trump fun facts rescue organizations asset Planning health care costs market turmoil Medicare plan September 30 2020. Asset Planning client portal student loans insurance policies Labor Day Notary Public official certification stock pile Healthcare VOIP landline phones executive order FSA opt-out spring cleaning phone 2017 IRA contributions account numbers Roth IRA TD Ameritrade National Ice Cream month checklists cell phone SIM swap scam February 14 spread earnings fallout 2018 IRA contributions check lists operations manager portal policy disaster areas Brexit vote Retirement Contribution Limits Treasury Department home emergency kit July weekend borrowing money contribution limit payments phishing sites IRS deadline flash drive memorial Day weekend clients information Facebook increase Part B life saver FEMA website company June 29 breach tax filing deadlines illiegal robocallers records credit card fraud privacy notices CERTIFIED FINANCIAL PLANNER exam cell phone provider Medicare Part B cell phones California Lions Friends spam phone items interest rates health care services Part D premiums . pet industry web address offering insurance Affordable Care Act summer clone counterfeits July 6 relief efforts emergency kit Open House email notifications team members clients show support April 11 pet supplies pet donation drive notary services Mobile Banking Security Tips Fox News story tax deadlines Medicare tax season Medicare Part B premiums trustee emergency kits phishing scams banking April 15 Facebook profile driver license consumer spending Social Security Administration retirement planning vision screening prescription eyeglasses Charles Schwab tax deadline Shred paperwork 4 pm -8pm 23 andme identity theft self-help topics partner /owner padlock car loans text messages credit monitoring service Federal Trade Commission website Ice Cream Social home mortgages Supplemental Security Income cell phone service provider retirement accounts investment statements September 8 D premiums hurricane Dorian fun atmosphere home security Social Security blog post July 3 rd trust documents earthquake app https ://seekingalpha stimulus package birth certificates jury duty “ skimmer ”. cell phone carriers information drive /usb ID card September 9 Flexible Spending Account identity thieves Expired medications markets money Puerto Rico Victor Dergunov https :// emergency folder parking spots interest Coronavirus Aid phone companies tax records business hours IRS COVID -19 virus ice cream