Asset Planning, Inc Blog

The latest from the team.

Ancestry & Genetic Testing

Many people are interested in their ancestry and genetic testing and the popularity of DNA test kits shows this new trend. The most popular tests are AncestryDNA, National Geographic genetics and 23andme. 23andMe has over 2 million customers that have given consent to have their data used for research. Yes, the data is sold. The premise is that the data is sold for research and the buyers are institutions and nonprofits. You do have to consent to your data being used and 80% of their customers do give consent. So, what are the dangers? For a young person who may be applying for health insurance or life insurance in their future, I would advise that their data not be shared and their sample not be kept for future testing. Despite genetic privacy laws, life insurers can request genetic testing information and thus deny coverage based on your disease risk profile. Law enforcement also has the right to your data.

For people living to age 85, there is a 34% chance of having Alzheimers. Age is also a big risk factor for Parkinson’s disease. If you find you have the APOE gene, your risk of Alzheimer’s is increased. How the research can help is that the right patients could be put in specific clinical trials. Carol and her kids have been tested. I spit in the tube and sent my sample off to 23andMe to be tested for ancestry results just because I am curious even though all my maternal side came from Sweden. I have not given consent for learning my genetic risk for diseases yet. If you have an interest in this topic, email us for our links to the articles and research.


Continue reading
  780 Hits
780 Hits

Search Blogs Module

Wait a minute, while we are rendering the calendar
offering insurance banking non-prescripstion sunglasses CERTIFIED FINANCIAL PLANNER exam Part B life saver Notary Public July 4 home emergency kit stock pile CA FTB Wells Fargo employees January 10 CFP ® credit card company October 1 2020. phone Medicare Part B premiums asset Planning drive /usb toilet paper September 30 2020. June 29 cell phones health care costs Auto insurance disaster areas 2017 Equifax breach tax deadlines scams illiegal robocallers IRS Erin Nelsen tax filing deadlines stimulus package executive order credit freeze clients show support California Lions Friends credit monitoring service Orange County spam phone 2018 IRA contributions pet industry home mortgages paperwork clutter emergency folder phishing sites 20 year anniversary health care services Roth IRA settlement options estate app jury duty estate planning gap insurance Shred paperwork media accounts text messages CARES Act identity thieves tax season donation counts credit cards vision screening Social Security consumer spending student loans Part D premiums . contribution limit 23 andme driver license estate planning direction September 9 https ://seekingalpha client portal credit card fraud ice cream phishing scams trustee COVID -19 virus Affordable Care Act house sitter vacation Healthcare spread DNA test kits home security operations manager July 6 fun facts D premiums Open Enrollment identity theft Medicare Puerto Rico coronavirus IRA accounts Medicare Part B company pet supplies interest rates Kiplinger Letter April 18 2017. ice cream event https :// increase trust clients spring cleaning chip-enabled EMV cards 2017 TD Ameritrade National LINC Conference integral member policy Financial Planning Magazine money card reader phone companies check lists Two-Step Verification pet Labor Day Independence Day memorial Day weekend market turmoil padlock fun atmosphere portal information Open House flash drive Flexible Spending Account VOIP landline phones emergency kit car loans July weekend Orange County Superior Court donation items Fox News story Kraig Mathias home break-ins 900 number Brexit vote Treasury Department retirement accounts cell phone carriers retirement prescription eyeglasses family members cell phone service provider debt Amazon bottom line Retirement Contribution Limits Mobile Banking Security Tips opt-out Ice Cream Social tax records web address TD Ameritrade assets Charles Schwab self-help topics National Ice Cream month fees payments pet donation drive borrowing money summer February 14 70 1/2. Legal robocalls markets tax deadline earthquake app paper records 4 pm -8pm blog post email notifications retirement planning home emergency preparedness kits partner /owner Medicare Advantage pets interest Facebook profile cell phone SIM swap scam cell phone provider checklists tax returns retirement plans cell phone carriers offer hurricane Dorian news coverage home relief efforts Supplemental Security Income Victor Dergunov official certification investment statements July 3 rd “ skimmer ”. notary services April 11 Coronavirus Aid FSA EEChecklist-Kits.pdf stockpilingchecklist.pdf holidays approach Wells Fargo customers IRS deadline privacy notices business hours wells Fargo Asset Planning account numbers insurance policies credit score breach 401K Joey Gonzales Social Security Administration April 15 insurance policy Medicare question privacy settings clone counterfeits Federal Trade Commission website earnings fallout 2017 IRA contributions birth certificates documents parking spots years Medicare plan September 8 FEMA website emergency kits Economic Security president Trump records items people medications information Facebook team members water … Expired medications rescue organizations ID card