Asset Planning, Inc Blog

The latest from the team.

Ancestry & Genetic Testing

Many people are interested in their ancestry and genetic testing and the popularity of DNA test kits shows this new trend. The most popular tests are AncestryDNA, National Geographic genetics and 23andme. 23andMe has over 2 million customers that have given consent to have their data used for research. Yes, the data is sold. The premise is that the data is sold for research and the buyers are institutions and nonprofits. You do have to consent to your data being used and 80% of their customers do give consent. So, what are the dangers? For a young person who may be applying for health insurance or life insurance in their future, I would advise that their data not be shared and their sample not be kept for future testing. Despite genetic privacy laws, life insurers can request genetic testing information and thus deny coverage based on your disease risk profile. Law enforcement also has the right to your data.


For people living to age 85, there is a 34% chance of having Alzheimers. Age is also a big risk factor for Parkinson’s disease. If you find you have the APOE gene, your risk of Alzheimer’s is increased. How the research can help is that the right patients could be put in specific clinical trials. Carol and her kids have been tested. I spit in the tube and sent my sample off to 23andMe to be tested for ancestry results just because I am curious even though all my maternal side came from Sweden. I have not given consent for learning my genetic risk for diseases yet. If you have an interest in this topic, email us for our links to the articles and research.

Sandy

Continue reading
  566 Hits
566 Hits

Search Blogs Module

Wait a minute, while we are rendering the calendar
opt-out phone official certification September 8 Part B retirement accounts car loans Brexit vote earthquake app cell phone service provider documents DNA test kits illiegal robocallers trust 2018 IRA contributions April 11 contribution limit pets wells Fargo clients show support padlock Social Security Administration Puerto Rico TD Ameritrade EEChecklist-Kits.pdf stockpilingchecklist.pdf holidays approach identity thieves client portal text messages scams items investment statements COVID -19 virus Fox News story policy IRA accounts pet supplies pet donation drive tax deadlines earnings fallout home break-ins Victor Dergunov cell phone carriers offer October 1 2020. company April 15 president Trump hurricane Dorian Part D premiums . tax records Federal Trade Commission website “ skimmer ”. drive /usb stimulus package borrowing money asset Planning vacation Two-Step Verification water … vision screening cell phone provider home emergency preparedness kits privacy settings estate planning Open House VOIP landline phones tax returns IRS deadline July 6 chip-enabled EMV cards Medicare plan September 30 2020. information settlement options privacy notices Asset Planning insurance policies spread Roth IRA gap insurance interest rates Legal robocalls cell phones Charles Schwab years markets tax deadline business hours student loans 2017 IRA contributions home emergency kit prescription eyeglasses Wells Fargo customers Medicare Part B premiums credit monitoring service trustee 4 pm -8pm check lists rescue organizations family members credit card fraud ice cream event April 18 2017. health care costs bottom line California Lions Friends fun atmosphere CFP ® D premiums people medications 70 1/2. retirement plans paperwork clutter web address Joey Gonzales market turmoil debt 2017 Equifax breach Orange County Superior Court home mortgages non-prescripstion sunglasses Wells Fargo employees summer Shred paperwork phone companies Healthcare spam phone stock pile team members cell phone SIM swap scam consumer spending home security home credit freeze pet industry 2017 TD Ameritrade National LINC Conference Economic Security operations manager paper records FSA media accounts health care services credit cards news coverage IRS increase Social Security interest Retirement Contribution Limits integral member Labor Day Coronavirus Aid life saver Notary Public phishing scams 20 year anniversary July 4 relief efforts Facebook profile fees money Orange County January 10 memorial Day weekend blog post September 9 email notifications emergency folder Medicare Part B 23 andme spring cleaning tax season retirement planning breach Financial Planning Magazine clone counterfeits birth certificates https :// Mobile Banking Security Tips banking Medicare checklists July weekend emergency kits offering insurance coronavirus estate pet June 29 Amazon donation items portal assets credit score CARES Act driver license app 900 number ice cream notary services house sitter Auto insurance FEMA website https ://seekingalpha Treasury Department ID card disaster areas identity theft Open Enrollment executive order tax filing deadlines account numbers flash drive parking spots Kraig Mathias Affordable Care Act payments Ice Cream Social partner /owner toilet paper July 3 rd clients Kiplinger Letter fun facts Expired medications donation counts February 14 Supplemental Security Income Independence Day jury duty Medicare question CERTIFIED FINANCIAL PLANNER exam phishing sites records card reader retirement CA FTB credit card company insurance policy Erin Nelsen estate planning direction 401K information Facebook Flexible Spending Account National Ice Cream month emergency kit Medicare Advantage self-help topics cell phone carriers