Sandra C. Field, MBA, CFP®

Sandra Field, founder, of Asset Planning Inc. (API), is a Certified Financial Planner and has been an active professional in the financial services industry for over 23 years. She is recently named as one of nation's leading wealth mangers by Bloomberg "Wealth Manager" magazine. 

A Southern California native, Sandra graduated from California...

Sandra Field, founder, of Asset Planning Inc. (API), is a Certified Financial Planner and has been an active professional in the financial services industry for over 23 years. She is recently named as one of nation's leading wealth mangers by Bloomberg "Wealth Manager" magazine. 

A Southern California native, Sandra graduated from California State University Long Beach with a Bachelor of Science in Finance and from University of Southern California with a Masters in Business Administration.

Sandra is a member of NAPFA (National Association of Personal Financial Advisors) and the Financial Planning Association. Sandra has served on the board of directors for the Orange County Chapter of FPA. Well respected in the industry, she is a featured financial advisor for the LA Times "Money Makeovers" as well as for the "One On One" column in the Orange County Register. In addition, Sandra serves on the Mutual Fund Panel of Experts for the Orange County Register Newspaper. She is also an active member of the community, serving as past President of the Seal Beach Chamber of Commerce, past Vice President of Finance on the Board of Directors for the American Cancer Society, and past Business Advisor to the City of Seal Beach.

Last but not least, she is a featured speaker at many public and private functions such as AAII (American Association of Individual Investors), Cal State Univ. Long Beach, EWGA and USC. She recently spoke at the WISE (Women In Securities & Education) conference, conducting a live money makeover before 400 women.

Whether she is assisting clients to reach their retirement goals or selecting the right investments for clients, education is at the core of Sandra's philosophy. She emphasizes the importance of developing a relationship with and educating clients, placing the utmost importance on helping them reach their goals, whatever they may be.

More

Important Message to Our Clients

 

Coronavirus Message

 

.

Continue reading
  100 Hits
100 Hits

Schwab and TD Ameritrade Merger

Dear Clients,

As you may have heard in the news, Charles Schwab and TD Ameritrade have reached an agreement for Schwab to acquire TD Ameritrade. The combined company will retain the Schwab name, and will reflect the best that each legacy firm has to offer, including leading wealth management and trading platforms.

For now, the transaction is subject to customary closing conditions and is expected to close in the second half of 2020. During that time, there should be no impact to how you work with us or TD Ameritrade Institutional.

If you have any questions, please feel free to reach out. If you would like to learn more about the transaction, visit www.amtd.com for details.

Sincerely,

Sandy, Carol and Erin

Continue reading
  161 Hits
161 Hits

Happy Anniversary Carol!

Today marks Carol's 14th year with API. We are a family here and we truly appreciate her and all she does for the company and our clients. We celebrated her today by surprising her with flowers and her favorite breakfast of bagels and lox with all the fixings. Cheers to many more years with Asset Planning!

Continue reading
  221 Hits
221 Hits

Jury Scam in Orange County

Apparently there is a new scam going around in Orange County. Imposters are calling and claiming that they are from the Orange County Superior Court. They are claiming that you will be facing prosecution for missing jury duty and attempt to obtain your social security number. Read here for more details

The bottom line is, never ever under any circumstances give out any of your personal information such as social security number, birth date etc. to anyone who is calling you that you do not recognize. No reputable company is going to call you out of the blue to ask you for this information. Scammers will stop at nothing to get this valuable information from you so be vigilent in protecting it.

Continue reading
  384 Hits
384 Hits

Ancestry & Genetic Testing

Many people are interested in their ancestry and genetic testing and the popularity of DNA test kits shows this new trend. The most popular tests are AncestryDNA, National Geographic genetics and 23andme. 23andMe has over 2 million customers that have given consent to have their data used for research. Yes, the data is sold. The premise is that the data is sold for research and the buyers are institutions and nonprofits. You do have to consent to your data being used and 80% of their customers do give consent. So, what are the dangers? For a young person who may be applying for health insurance or life insurance in their future, I would advise that their data not be shared and their sample not be kept for future testing. Despite genetic privacy laws, life insurers can request genetic testing information and thus deny coverage based on your disease risk profile. Law enforcement also has the right to your data.


For people living to age 85, there is a 34% chance of having Alzheimers. Age is also a big risk factor for Parkinson’s disease. If you find you have the APOE gene, your risk of Alzheimer’s is increased. How the research can help is that the right patients could be put in specific clinical trials. Carol and her kids have been tested. I spit in the tube and sent my sample off to 23andMe to be tested for ancestry results just because I am curious even though all my maternal side came from Sweden. I have not given consent for learning my genetic risk for diseases yet. If you have an interest in this topic, email us for our links to the articles and research.

Sandy

Continue reading
  517 Hits
517 Hits

Pet Donations Needed for Disaster Relief

Seeing the news about all of the displaced animals due to the hurricanes and wild fires has deeply touched our hearts. We have decided to try to do our part by collecting donations for local relief efforts as well as Puerto Rico. The rescue organizations are in desperate need of medications and new or gently used pet supplies. If you would like to donate to this cause feel free to drop off any of the items listed below at our office from now until Jan 15, 2018. 

MEDICATIONS- They accept dog, cat and people medications. Expired medications are fine too.
Antibiotics (ANY)
Especially: Clavamox,
Baytril, Albon, Biaxin,
​Doxycycline, Ciprofloxin,
Orbax, Augmentin,
Amoxicillin, Cephalexin,
Clindamycin, Erythromycin,
Azithromycin, Fungal Meds,
Heartguard, Nexgard,
Ivermectin, Dewormer
Lixotinic, ​Frontline, ​Revolution
Capstar, NutriCal
Ear & Eye Infection Medications

Pain & Anti-Inflammatory Medications

We will be shipping the medications directly to Puerto Rico.

New or gently used items such as:

Dog beds
Grooming supplies
Leashes and collars
Dog toys
Dog sweaters
Dog crates
Dog treats- hard and soft
Dry or canned dog/puppy food
Dog carriers and crates
Poop bags
Stainless steel bowls

These items will be dropped of at a local SPCALA location to be distributed by DART (Disaster Animal Response Team) where they are needed the most.


Continue reading
  511 Hits
511 Hits

Go Bag for Emergencies

After witnessing the devastation from the recent hurricanes and California wildfires I thought it was a good idea to send out a reminder about having a “go bag” or emergency kit ready. In the case of the wildfires the residents had little to no notice. This gave them no time to collect any of their belongings for themselves or their pets. Having this “go bag” ready and easily accessible is extremely important. On the FEMA website I found a comprehensive list of what you should have in your emergency kit as well as some additional tips to help you prepare for an emergency.It is attached below. Take some time to look over the list and get your "go bag" ready.

Emergency_Kit_Checklist-_FEMA.pdf

Continue reading
  497 Hits
497 Hits

API Ice Cream Event

imagejpeg 0 web

We would like to say thank you to everyone who came out to help us celebrate National Ice Cream month at our ice cream event last week. We all had a great time and truly enjoy events where we're able to relax and have some fun with our clients. I have some great pictures of everyone and will be posting them on our Facebook page.

I look forward to seeing you all at our next one!

Sandy

 

Continue reading
  657 Hits
657 Hits

Fireworks and Your Dog: Keeping Your Dog Calm

The Fourth of July is a fun and festive time to celebrate America. Fireworks have become a natural part of these celebrations. While it is great fun for us it's not always that way for our dogs. Personally, my golden retriever Roxie, is terrified by them. I came accross a really good article that I wanted to share with you with tips on how to keep your dog safe and calm during the fireworks. Follow the link below to read the article.

https://www.cesarsway.com/dog-behavior/hyperactivity-overexcitement/how-to-keep-your-dog-safe-and-calm-during-fireworks

I hope everyone has a great 4th of July!

Sandy

 

Continue reading
  632 Hits
632 Hits

YOLO

Sandy in the Amazon

During my 30 year career I have encouraged  clients to carefully save and prepare for retirement. Now I want you to reach beyond your comfort zone and embrace something new, something exciting, possibly scary. I was recently in the Galapagos and loved that portion of the trip but I also signed up for an Amazon rainforest extension that pushed my boundaries. This self-declared "prissy girl" was going to a very remote part of the world, completely off the grid. No cell, wifi, satellite, news or electricity- which was great for my daughter to be unconnected. We had dim light by solar, hunidity, heat, lots of bugs, birds, snakes, caimans and creatures. I was in a swamp with the Shaman, a medicine man, a healer of the community. To appreciate what we have, go to where they have not. View the world as exciting and try a new hobby, volunteer, give back, get involved. YOLO means "you only live once" and I have lived by that attitude for years. Take the road less traveled. Take a leap.

Continue reading
  756 Hits
756 Hits

Search Blogs Module

Wait a minute, while we are rendering the calendar
items “ skimmer ”. IRA accounts estate planning direction scams donation items emergency kits CA FTB operations manager National Ice Cream month offering insurance Shred paperwork partner /owner gap insurance credit score Kraig Mathias fun facts birth certificates breach Roth IRA water … executive order Social Security Administration credit cards parking spots trustee privacy settings estate planning card reader vacation CERTIFIED FINANCIAL PLANNER exam California Lions Friends stock pile credit card fraud chip-enabled EMV cards prescription eyeglasses bottom line phishing sites non-prescripstion sunglasses holidays approach June 29 July 6 retirement plans records market turmoil credit card company April 15 IRS Medicare Advantage insurance policy FEMA website flash drive tax records home mortgages borrowing money Expired medications July 4 2017 Equifax breach check lists paper records rescue organizations emergency folder 23 andme Medicare Part B consumer spending memorial Day weekend client portal debt Brexit vote retirement planning clients phone investment statements markets identity theft Wells Fargo customers ID card fees Open Enrollment home emergency kit Two-Step Verification years July weekend pet donation drive VOIP landline phones spring cleaning disaster areas summer 401K Puerto Rico FSA notary services phone companies phishing scams ice cream earthquake app settlement options ice cream event tax deadline banking car loans October 1 2020. estate Charles Schwab January 10 email notifications 2017 TD Ameritrade National LINC Conference tax season Part B information Part D premiums . retirement Federal Trade Commission website web address vision screening EEChecklist-Kits.pdf stockpilingchecklist.pdf DNA test kits Fox News story jury duty clone counterfeits fun atmosphere CARES Act Independence Day 70 1/2. Orange County Superior Court home Retirement Contribution Limits business hours family members Social Security CFP ® 20 year anniversary blog post cell phone service provider Healthcare Medicare question Treasury Department 2017 IRA contributions Erin Nelsen 900 number integral member opt-out Medicare Part B premiums official certification relief efforts 2018 IRA contributions Flexible Spending Account information Facebook Financial Planning Magazine Joey Gonzales home emergency preparedness kits toilet paper privacy notices IRS deadline pet Ice Cream Social D premiums padlock policy retirement accounts Kiplinger Letter Mobile Banking Security Tips April 11 news coverage Victor Dergunov tax filing deadlines team members February 14 spread increase pet industry hurricane Dorian student loans cell phones cell phone carriers offer Coronavirus Aid assets tax returns Open House driver license health care costs April 18 2017. pet supplies coronavirus cell phone carriers drive /usb checklists account numbers Orange County text messages donation counts trust Auto insurance 4 pm -8pm insurance policies media accounts house sitter payments home security spam phone illiegal robocallers asset Planning interest rates cell phone SIM swap scam tax deadlines credit freeze identity thieves self-help topics https :// documents clients show support Amazon president Trump app people medications Wells Fargo employees TD Ameritrade Supplemental Security Income emergency kit https ://seekingalpha Notary Public earnings fallout home break-ins credit monitoring service interest health care services stimulus package money pets July 3 rd Asset Planning cell phone provider Affordable Care Act company wells Fargo Medicare Legal robocalls contribution limit paperwork clutter September 30 2020. life saver COVID -19 virus portal Economic Security Medicare plan Facebook profile