Asset Planning, Inc Blog

The latest from the team.

A Recent Survey Suggests You Can Save Money by Making One Simple Call

Most people assume that things such as, annual fees, interest rates and late fees are non-negotiable when it comes to credit cards. A new survey from is showing us that this is not the case. In most circumstances all you have to do is call your credit card company and ask. The survey asked 952 American cardholders and the majority received what they asked for. The problem is that hardly anyone asks.

Here are the results from cardholders who asked:

  • 87 percent received a late payment fee waiver.
  • 69 percent got a lower interest rate.
  • 89 percent received a higher credit limit.
  • 82 percent had their annual fee waived or reduced.

If you are looking for ways to reduce or eliminate fees on your credit card it doesn’t hurt to call and ask. The worst they can say is no. This can save you lots of money in the long run, if you carry balances on your cards, so it’s definitely worth a call.

Continue reading
  1439 Hits

Search Blogs Module

Wait a minute, while we are rendering the calendar
media accounts hurricane Dorian Social Security partner /owner D premiums pet pet supplies self-help topics relief efforts email notifications VOIP landline phones Flexible Spending Account blog post Federal Trade Commission website phishing sites 900 number clients show support spread assets 401K Open House Victor Dergunov Two-Step Verification Erin Nelsen Independence Day executive order life saver health care services credit score April 15 Treasury Department National Ice Cream month September 9 Kraig Mathias credit card fraud Medicare plan IRS vacation information Medicare question Asset Planning July 6 prescription eyeglasses records Medicare Advantage cell phone provider April 18 2017. coronavirus check lists water … Coronavirus Aid https :// pet donation drive offering insurance Healthcare donation items interest 2017 Equifax breach birth certificates privacy notices student loans information Facebook paper records people medications Ice Cream Social ice cream event tax records 2017 IRA contributions trust tax returns DNA test kits Social Security Administration earnings fallout tax deadline Puerto Rico retirement planning estate planning direction Facebook profile banking padlock Kiplinger Letter July 4 cell phone service provider checklists Wells Fargo employees CFP ® Amazon official certification business hours house sitter fees disaster areas Financial Planning Magazine 2017 TD Ameritrade National LINC Conference items memorial Day weekend portal 2018 IRA contributions Roth IRA California Lions Friends credit cards July 3 rd operations manager cell phone carriers offer integral member 23 andme FEMA website payments pets Affordable Care Act home emergency kit insurance policies borrowing money tax filing deadlines 20 year anniversary IRS deadline estate CA FTB web address February 14 summer July weekend opt-out text messages Economic Security identity thieves cell phone carriers Notary Public debt EEChecklist-Kits.pdf stockpilingchecklist.pdf increase Medicare Part B credit freeze cell phone SIM swap scam client portal contribution limit Legal robocalls Open Enrollment company Expired medications CERTIFIED FINANCIAL PLANNER exam ice cream home security stock pile 70 1/2. Labor Day Part B driver license COVID -19 virus consumer spending TD Ameritrade health care costs account numbers phishing scams clone counterfeits years Mobile Banking Security Tips markets Shred paperwork “ skimmer ”. retirement vision screening fun atmosphere phone donation counts news coverage interest rates Wells Fargo customers home mortgages estate planning tax deadlines phone companies paperwork clutter Auto insurance illiegal robocallers spring cleaning Orange County Superior Court insurance policy toilet paper fun facts September 30 2020. home break-ins investment statements Brexit vote app FSA family members earthquake app documents jury duty rescue organizations 4 pm -8pm president Trump clients breach cell phones settlement options September 8 gap insurance IRA accounts drive /usb Joey Gonzales scams chip-enabled EMV cards notary services retirement accounts home https ://seekingalpha Orange County wells Fargo Retirement Contribution Limits emergency folder Supplemental Security Income credit card company retirement plans Fox News story money CARES Act Part D premiums . April 11 identity theft parking spots credit monitoring service January 10 trustee home emergency preparedness kits car loans Charles Schwab pet industry team members flash drive privacy settings ID card Medicare Part B premiums asset Planning emergency kit card reader October 1 2020. tax season June 29 emergency kits policy Medicare spam phone non-prescripstion sunglasses holidays approach market turmoil stimulus package bottom line