Asset Planning, Inc Blog

The latest from the team.

A Recent Survey Suggests You Can Save Money by Making One Simple Call

Most people assume that things such as, annual fees, interest rates and late fees are non-negotiable when it comes to credit cards. A new survey from is showing us that this is not the case. In most circumstances all you have to do is call your credit card company and ask. The survey asked 952 American cardholders and the majority received what they asked for. The problem is that hardly anyone asks.

Here are the results from cardholders who asked:

  • 87 percent received a late payment fee waiver.
  • 69 percent got a lower interest rate.
  • 89 percent received a higher credit limit.
  • 82 percent had their annual fee waived or reduced.

If you are looking for ways to reduce or eliminate fees on your credit card it doesn’t hurt to call and ask. The worst they can say is no. This can save you lots of money in the long run, if you carry balances on your cards, so it’s definitely worth a call.

Continue reading
  450 Hits
450 Hits

Search Blogs Module

Wait a minute, while we are rendering the calendar
money client portal Mobile Banking Security Tips privacy notices Amazon contribution limit fees Ice Cream Social 2017 TD Ameritrade National LINC Conference insurance policies company IRA accounts pet industry life saver Facebook profile retirement planning credit card company VOIP landline phones phishing scams 20 year anniversary web address Open House Affordable Care Act consumer spending Roth IRA National Ice Cream month IRS deadline executive order Federal Trade Commission website health care costs assets investment statements retirement plans debt trust 401K clone counterfeits credit score bottom line 2017 Equifax breach home mortgages spam phone ice cream event July 4 summer information Facebook 900 number vacation Brexit vote notary services house sitter Supplemental Security Income credit freeze “ skimmer ”. Asset Planning October 1 2020. Part D premiums . phone companies 4 pm -8pm https :// fun facts settlement options banking chip-enabled EMV cards driver license retirement accounts Social Security Administration check lists estate planning jury duty cell phones tax season Victor Dergunov April 18 2017. illiegal robocallers Flexible Spending Account padlock disaster areas documents home emergency preparedness kits 70 1/2. Medicare Part B ID card asset Planning paperwork clutter Independence Day pet supplies president Trump April 15 home emergency kit 2017 IRA contributions official certification identity thieves borrowing money Two-Step Verification memorial Day weekend non-prescripstion sunglasses DNA test kits emergency kit scams Shred paperwork information home security Auto insurance pets tax deadline Wells Fargo customers relief efforts EEChecklist-Kits.pdf stockpilingchecklist.pdf clients identity theft 2018 IRA contributions car loans checklists home break-ins birth certificates FEMA website https ://seekingalpha Treasury Department drive /usb fun atmosphere Kiplinger Letter opt-out policy April 11 wells Fargo rescue organizations Orange County portal prescription eyeglasses clients show support emergency folder trustee Puerto Rico estate vision screening home Medicare Part B premiums credit card fraud Erin Nelsen California Lions Friends FSA Healthcare Medicare question pet increase Retirement Contribution Limits Medicare Social Security credit cards credit monitoring service CFP ® Part B retirement app Open Enrollment account numbers cell phone carriers offer Notary Public CERTIFIED FINANCIAL PLANNER exam June 29 Legal robocalls 23 andme phishing sites integral member privacy settings flash drive ice cream breach gap insurance toilet paper email notifications D premiums Wells Fargo employees parking spots Fox News story self-help topics Orange County Superior Court partner /owner blog post insurance policy Kraig Mathias earthquake app card reader spring cleaning interest rates Financial Planning Magazine