Asset Planning, Inc Blog

The latest from the team.

A Recent Survey Suggests You Can Save Money by Making One Simple Call

Most people assume that things such as, annual fees, interest rates and late fees are non-negotiable when it comes to credit cards. A new survey from creditcards.com is showing us that this is not the case. In most circumstances all you have to do is call your credit card company and ask. The survey asked 952 American cardholders and the majority received what they asked for. The problem is that hardly anyone asks.

Here are the results from cardholders who asked:

  • 87 percent received a late payment fee waiver.
  • 69 percent got a lower interest rate.
  • 89 percent received a higher credit limit.
  • 82 percent had their annual fee waived or reduced.

If you are looking for ways to reduce or eliminate fees on your credit card it doesn’t hurt to call and ask. The worst they can say is no. This can save you lots of money in the long run, if you carry balances on your cards, so it’s definitely worth a call.

Continue reading
  493 Hits
493 Hits

Search Blogs Module

Wait a minute, while we are rendering the calendar
documents president Trump pet supplies National Ice Cream month web address Roth IRA notary services https :// CERTIFIED FINANCIAL PLANNER exam estate planning direction ID card Part B birth certificates EEChecklist-Kits.pdf stockpilingchecklist.pdf account numbers CFP ® Charles Schwab donation items April 18 2017. gap insurance cell phone SIM swap scam California Lions Friends identity theft privacy notices contribution limit 900 number text messages credit card company Medicare plan Medicare Advantage 401K driver license cell phone provider cell phones October 1 2020. Healthcare blog post rescue organizations tax deadline official certification July 4 borrowing money VOIP landline phones paperwork clutter FSA media accounts Auto insurance Federal Trade Commission website hurricane Dorian health care services privacy settings Erin Nelsen January 10 June 29 breach Wells Fargo customers clone counterfeits family members phone companies Medicare Part B premiums bottom line credit score https ://seekingalpha people medications home cell phone service provider identity thieves “ skimmer ”. Medicare Part B parking spots jury duty credit freeze assets emergency folder Part D premiums . FEMA website money Financial Planning Magazine phone interest rates estate planning vision screening summer clients show support house sitter scams 20 year anniversary trust home break-ins padlock toilet paper April 11 Kiplinger Letter Open House Fox News story spam phone ice cream Victor Dergunov Flexible Spending Account emergency kit Medicare question IRS deadline retirement plans earthquake app relief efforts Amazon DNA test kits Orange County Superior Court pet illiegal robocallers cell phone carriers offer Two-Step Verification executive order self-help topics Supplemental Security Income April 15 non-prescripstion sunglasses team members check lists email notifications Legal robocalls emergency kits pet industry Brexit vote Ice Cream Social card reader checklists 2017 Equifax breach Independence Day portal vacation debt trustee Notary Public insurance policies Mobile Banking Security Tips cell phone carriers donation counts Affordable Care Act retirement opt-out phishing sites insurance policy health care costs disaster areas 70 1/2. home security Kraig Mathias Shred paperwork car loans retirement accounts information tax season drive /usb news coverage information Facebook banking offering insurance spring cleaning investment statements holidays approach 4 pm -8pm Asset Planning 2017 IRA contributions Open Enrollment Retirement Contribution Limits pets operations manager asset Planning settlement options clients fun facts policy 2017 TD Ameritrade National LINC Conference Treasury Department company Wells Fargo employees Orange County integral member Puerto Rico flash drive ice cream event 2018 IRA contributions TD Ameritrade fun atmosphere credit monitoring service chip-enabled EMV cards retirement planning home emergency kit client portal credit cards IRA accounts consumer spending Facebook profile app home emergency preparedness kits wells Fargo life saver Joey Gonzales credit card fraud D premiums partner /owner increase estate memorial Day weekend phishing scams Social Security Administration prescription eyeglasses Social Security fees home mortgages Medicare 23 andme