Asset Planning, Inc Blog

The latest from the team.

A Recent Survey Suggests You Can Save Money by Making One Simple Call

Most people assume that things such as, annual fees, interest rates and late fees are non-negotiable when it comes to credit cards. A new survey from is showing us that this is not the case. In most circumstances all you have to do is call your credit card company and ask. The survey asked 952 American cardholders and the majority received what they asked for. The problem is that hardly anyone asks.

Here are the results from cardholders who asked:

  • 87 percent received a late payment fee waiver.
  • 69 percent got a lower interest rate.
  • 89 percent received a higher credit limit.
  • 82 percent had their annual fee waived or reduced.

If you are looking for ways to reduce or eliminate fees on your credit card it doesn’t hurt to call and ask. The worst they can say is no. This can save you lots of money in the long run, if you carry balances on your cards, so it’s definitely worth a call.

Continue reading
  1525 Hits

Search Blogs Module

Wait a minute, while we are rendering the calendar
car loans July weekend Roth IRA July 3 rd 401K Shred paperwork phishing scams IRS deadline app assets Expired medications paperwork clutter September 8 pet industry 2017 TD Ameritrade National LINC Conference Puerto Rico chip-enabled EMV cards April 15 fees phone companies stock pile people medications September 9 estate planning emergency kits parking spots Economic Security 20 year anniversary payments market turmoil self-help topics asset Planning web address operations manager executive order vision screening 2018 IRA contributions investment statements July 6 interest rates company team members account numbers cell phone provider privacy settings holidays approach rescue organizations president Trump identity thieves spread COVID -19 virus memorial Day weekend spam phone offering insurance health care services Wells Fargo customers Part B IRS breach card reader phishing sites insurance policies home mortgages ID card Medicare Advantage scams portal CERTIFIED FINANCIAL PLANNER exam pet Social Security Administration tax filing deadlines banking records hurricane Dorian credit card company retirement plans Affordable Care Act Medicare Part B premiums July 4 money borrowing money retirement cell phone carriers documents cell phones estate planning direction toilet paper coronavirus Retirement Contribution Limits wells Fargo Orange County Superior Court Supplemental Security Income Kraig Mathias 4 pm -8pm TD Ameritrade clients show support trust stimulus package credit card fraud 23 andme text messages California Lions Friends emergency folder integral member checklists water … “ skimmer ”. identity theft flash drive home break-ins cell phone service provider clients June 29 Medicare Social Security Ice Cream Social ice cream items media accounts pet donation drive home emergency kit privacy notices clone counterfeits markets estate paper records https ://seekingalpha emergency kit tax returns September 30 2020. pet supplies relief efforts Open Enrollment tax deadlines Part D premiums . Erin Nelsen Medicare question check lists prescription eyeglasses National Ice Cream month business hours 2017 Equifax breach padlock retirement planning bottom line Federal Trade Commission website credit cards donation counts credit freeze tax season October 1 2020. Healthcare drive /usb phone Flexible Spending Account CA FTB Notary Public Labor Day FSA house sitter debt illiegal robocallers earthquake app information Orange County disaster areas retirement accounts IRA accounts Financial Planning Magazine policy notary services insurance policy DNA test kits cell phone carriers offer spring cleaning ice cream event Brexit vote Mobile Banking Security Tips vacation client portal life saver Two-Step Verification VOIP landline phones blog post family members jury duty https :// home security Wells Fargo employees email notifications cell phone SIM swap scam Treasury Department Fox News story earnings fallout Asset Planning credit score student loans driver license April 11 Coronavirus Aid Joey Gonzales Independence Day FEMA website Facebook profile Kiplinger Letter health care costs Legal robocalls 2017 IRA contributions summer Charles Schwab consumer spending tax records contribution limit Victor Dergunov 70 1/2. 900 number CFP ® Open House opt-out tax deadline years fun facts credit monitoring service Medicare plan donation items home news coverage official certification D premiums CARES Act home emergency preparedness kits pets settlement options Amazon January 10 gap insurance non-prescripstion sunglasses Auto insurance fun atmosphere trustee April 18 2017. birth certificates Medicare Part B information Facebook EEChecklist-Kits.pdf stockpilingchecklist.pdf February 14 partner /owner interest increase