Asset Planning, Inc Blog

The latest from the team.

A Recent Survey Suggests You Can Save Money by Making One Simple Call

Most people assume that things such as, annual fees, interest rates and late fees are non-negotiable when it comes to credit cards. A new survey from creditcards.com is showing us that this is not the case. In most circumstances all you have to do is call your credit card company and ask. The survey asked 952 American cardholders and the majority received what they asked for. The problem is that hardly anyone asks.

Here are the results from cardholders who asked:

  • 87 percent received a late payment fee waiver.
  • 69 percent got a lower interest rate.
  • 89 percent received a higher credit limit.
  • 82 percent had their annual fee waived or reduced.

If you are looking for ways to reduce or eliminate fees on your credit card it doesn’t hurt to call and ask. The worst they can say is no. This can save you lots of money in the long run, if you carry balances on your cards, so it’s definitely worth a call.

Continue reading
  1582 Hits

Search Blogs Module

Wait a minute, while we are rendering the calendar
partner /owner phishing scams payments Healthcare Supplemental Security Income estate planning credit score home break-ins tax records vision screening privacy settings contribution limit portal assets paperwork clutter president Trump Open House consumer spending Facebook profile September 8 2017 TD Ameritrade National LINC Conference Asset Planning parking spots car loans Federal Trade Commission website January 10 records ice cream event February 14 settlement options pet trust Roth IRA coronavirus DNA test kits tax returns pet industry phishing sites interest home fun atmosphere pet donation drive Ice Cream Social bottom line chip-enabled EMV cards vacation non-prescripstion sunglasses toilet paper breach Economic Security credit card company Orange County Notary Public insurance policies 4 pm -8pm business hours COVID -19 virus jury duty account numbers credit monitoring service hurricane Dorian FEMA website VOIP landline phones September 9 Medicare Part B holidays approach Brexit vote estate scams California Lions Friends documents IRS Erin Nelsen IRS deadline tax deadlines Auto insurance company FSA Amazon Victor Dergunov flash drive credit card fraud Mobile Banking Security Tips earthquake app 20 year anniversary stock pile illiegal robocallers policy October 1 2020. prescription eyeglasses operations manager drive /usb rescue organizations student loans Kraig Mathias 2017 Equifax breach health care services identity thieves team members emergency kits TD Ameritrade health care costs https :// “ skimmer ”. pet supplies Social Security Financial Planning Magazine CARES Act borrowing money paper records integral member house sitter Puerto Rico emergency folder increase blog post cell phone carriers offer April 15 home security July weekend CERTIFIED FINANCIAL PLANNER exam birth certificates Joey Gonzales self-help topics donation counts 23 andme home emergency kit July 6 official certification June 29 pets information Facebook spread Medicare earnings fallout ID card driver license retirement planning stimulus package September 30 2020. Independence Day market turmoil life saver home mortgages ice cream Part D premiums . Two-Step Verification National Ice Cream month Part B Medicare plan web address people medications cell phone SIM swap scam tax deadline donation items asset Planning 401K cell phone carriers information cell phone service provider Legal robocalls retirement accounts debt phone companies padlock cell phones Labor Day executive order text messages estate planning direction April 11 investment statements disaster areas identity theft client portal Shred paperwork Kiplinger Letter email notifications 2018 IRA contributions emergency kit IRA accounts trustee CFP ® Affordable Care Act Wells Fargo employees Medicare Advantage fees Expired medications Open Enrollment retirement app retirement plans clients show support tax season Wells Fargo customers Flexible Spending Account gap insurance Medicare question insurance policy CA FTB Social Security Administration opt-out summer credit freeze media accounts spam phone money checklists family members tax filing deadlines Treasury Department clients interest rates D premiums water … Orange County Superior Court credit cards EEChecklist-Kits.pdf stockpilingchecklist.pdf https ://seekingalpha 900 number items clone counterfeits news coverage Charles Schwab Retirement Contribution Limits July 4 notary services memorial Day weekend Medicare Part B premiums 70 1/2. Fox News story relief efforts privacy notices check lists card reader home emergency preparedness kits July 3 rd Coronavirus Aid banking April 18 2017. fun facts spring cleaning cell phone provider wells Fargo years 2017 IRA contributions offering insurance markets phone