Asset Planning, Inc Blog

The latest from the team.

A Recent Survey Suggests You Can Save Money by Making One Simple Call

Most people assume that things such as, annual fees, interest rates and late fees are non-negotiable when it comes to credit cards. A new survey from is showing us that this is not the case. In most circumstances all you have to do is call your credit card company and ask. The survey asked 952 American cardholders and the majority received what they asked for. The problem is that hardly anyone asks.

Here are the results from cardholders who asked:

  • 87 percent received a late payment fee waiver.
  • 69 percent got a lower interest rate.
  • 89 percent received a higher credit limit.
  • 82 percent had their annual fee waived or reduced.

If you are looking for ways to reduce or eliminate fees on your credit card it doesn’t hurt to call and ask. The worst they can say is no. This can save you lots of money in the long run, if you carry balances on your cards, so it’s definitely worth a call.

Continue reading
  888 Hits
888 Hits

Search Blogs Module

Wait a minute, while we are rendering the calendar
April 11 June 29 Coronavirus Aid July weekend memorial Day weekend 23 andme pet industry VOIP landline phones cell phone carriers offer spam phone CERTIFIED FINANCIAL PLANNER exam health care services ice cream increase spread checklists earnings fallout fees fun facts retirement planning news coverage operations manager January 10 car loans Asset Planning home emergency kit portal Flexible Spending Account market turmoil non-prescripstion sunglasses years vision screening cell phones July 4 pet Wells Fargo employees retirement accounts Supplemental Security Income phishing sites DNA test kits CA FTB TD Ameritrade Medicare Advantage text messages bottom line Victor Dergunov National Ice Cream month check lists partner /owner app clone counterfeits interest Medicare Part B Fox News story web address “ skimmer ”. September 8 account numbers 2018 IRA contributions documents EEChecklist-Kits.pdf stockpilingchecklist.pdf water … Facebook profile tax deadlines Joey Gonzales Treasury Department home break-ins February 14 COVID -19 virus donation items Medicare cell phone service provider FEMA website Amazon Labor Day Federal Trade Commission website self-help topics 2017 IRA contributions settlement options Kraig Mathias 900 number items assets home chip-enabled EMV cards money consumer spending Kiplinger Letter paperwork clutter home security email notifications April 15 Economic Security https :// birth certificates wells Fargo retirement plans credit card fraud insurance policy company CFP ® flash drive estate planning donation counts offering insurance privacy notices Charles Schwab Legal robocalls Open Enrollment executive order Financial Planning Magazine stimulus package Roth IRA July 6 debt card reader spring cleaning trustee ID card 401K jury duty toilet paper California Lions Friends clients show support Medicare Part B premiums Part B credit score driver license client portal paper records Orange County Superior Court tax records 4 pm -8pm illiegal robocallers payments Social Security Two-Step Verification markets earthquake app Shred paperwork 20 year anniversary pet donation drive vacation tax deadline D premiums IRA accounts Independence Day CARES Act September 30 2020. Social Security Administration Mobile Banking Security Tips Ice Cream Social Affordable Care Act house sitter credit monitoring service coronavirus Part D premiums . scams parking spots team members relief efforts Open House business hours rescue organizations information Facebook phone companies phishing scams blog post records tax filing deadlines Medicare plan estate planning direction ice cream event 70 1/2. Wells Fargo customers 2017 TD Ameritrade National LINC Conference padlock pet supplies credit freeze investment statements borrowing money emergency folder official certification contribution limit Auto insurance insurance policies April 18 2017. Retirement Contribution Limits president Trump phone people medications student loans estate breach Notary Public IRS fun atmosphere FSA tax season integral member Erin Nelsen prescription eyeglasses Expired medications emergency kit banking emergency kits cell phone carriers notary services gap insurance life saver privacy settings 2017 Equifax breach home mortgages information Brexit vote disaster areas interest rates asset Planning cell phone SIM swap scam trust October 1 2020. credit cards drive /usb September 9 July 3 rd cell phone provider media accounts summer Puerto Rico credit card company identity thieves IRS deadline health care costs identity theft tax returns clients retirement Medicare question home emergency preparedness kits opt-out policy https ://seekingalpha hurricane Dorian Orange County family members holidays approach stock pile Healthcare pets