Asset Planning, Inc Blog

The latest from the team.

Spring Cleaning


As soon as I finish my taxes I also do some spring cleaning of my paperwork clutter and finances. Here are some tips to get your financial house in shape:

  1. Organize financial papers: Do not leave financial documents around that contain information that could be used to steal your identity. Shred paperwork you no longer need. Save important papers in a secure place and if possible, digitally (scan and save on external drive/usb, etc.) and secure with a password.

  2. Bills, paystubs, bank and investment statements should be kept for one year and then just keep the year end summaries and shred the rest.

  3. Keep invoices and all bills for major repairs, improvements and construction on your home. This is vital to have when and if you ever sell your home for increased cost basis.

  4. Tax returns and all supporting documentation should be kept for at least 7 years. A good rule is to scan your older tax returns and keep them forever.

  5. Run your credit report to see if there are any unusual transactions. allows one free report per agency per year.

  6. Automate adding to investments and savings.

  7. Adjust tax withholdings on your income (paycheck, IRA’s, etc.) if you owed too much tax or received a large refund.

Continue reading
  1872 Hits

Search Blogs Module

Wait a minute, while we are rendering the calendar
home break-ins earnings fallout checklists client portal phone consumer spending donation counts parking spots 23 andme debt bottom line July 3 rd credit card fraud relief efforts Orange County Superior Court pet donation drive money April 15 scams account numbers asset Planning privacy notices ID card Medicare question car loans tax season ice cream birth certificates Erin Nelsen pets company padlock cell phone service provider 20 year anniversary April 11 interest 2018 IRA contributions Wells Fargo customers clients show support identity thieves Kraig Mathias Medicare Advantage https ://seekingalpha Treasury Department flash drive cell phones Medicare Part B September 8 Financial Planning Magazine summer non-prescripstion sunglasses fees estate planning policy Auto insurance vacation web address Labor Day “ skimmer ”. Supplemental Security Income drive /usb email notifications Expired medications prescription eyeglasses paperwork clutter September 30 2020. Puerto Rico estate planning direction Medicare home emergency kit pet industry Roth IRA toilet paper people medications Flexible Spending Account insurance policies jury duty business hours Medicare plan phishing sites information Facebook home emergency preparedness kits portal Orange County breach Open House Wells Fargo employees Shred paperwork DNA test kits trustee information Charles Schwab Part D premiums . spread contribution limit health care costs home mortgages tax records pet supplies Open Enrollment Healthcare CARES Act settlement options CA FTB IRA accounts Mobile Banking Security Tips Independence Day July 6 water … records estate National Ice Cream month team members 2017 IRA contributions coronavirus COVID -19 virus phone companies house sitter disaster areas October 1 2020. fun facts April 18 2017. tax deadlines privacy settings Part B Brexit vote Medicare Part B premiums retirement accounts documents increase Affordable Care Act president Trump earthquake app 2017 TD Ameritrade National LINC Conference check lists chip-enabled EMV cards payments Social Security Administration card reader holidays approach blog post clone counterfeits Coronavirus Aid home retirement planning spring cleaning FEMA website tax returns banking stimulus package emergency kits hurricane Dorian Asset Planning news coverage items insurance policy clients operations manager stock pile September 9 Two-Step Verification Fox News story media accounts tax deadline CERTIFIED FINANCIAL PLANNER exam Federal Trade Commission website interest rates January 10 assets EEChecklist-Kits.pdf stockpilingchecklist.pdf borrowing money retirement plans credit freeze text messages credit monitoring service fun atmosphere official certification CFP ® home security Notary Public market turmoil July 4 TD Ameritrade credit score retirement July weekend pet Economic Security vision screening Legal robocalls 401K cell phone carriers offer Facebook profile Social Security donation items rescue organizations emergency kit Joey Gonzales student loans driver license Ice Cream Social 4 pm -8pm illiegal robocallers credit card company Victor Dergunov cell phone provider February 14 Kiplinger Letter cell phone carriers California Lions Friends phishing scams memorial Day weekend life saver cell phone SIM swap scam wells Fargo emergency folder notary services offering insurance IRS deadline partner /owner executive order integral member family members 2017 Equifax breach app FSA 900 number investment statements spam phone https :// ice cream event Amazon 70 1/2. IRS D premiums tax filing deadlines Retirement Contribution Limits June 29 markets health care services credit cards years VOIP landline phones identity theft gap insurance trust self-help topics paper records opt-out