Asset Planning, Inc Blog

The latest from the team.

Ancestry & Genetic Testing

Many people are interested in their ancestry and genetic testing and the popularity of DNA test kits shows this new trend. The most popular tests are AncestryDNA, National Geographic genetics and 23andme. 23andMe has over 2 million customers that have given consent to have their data used for research. Yes, the data is sold. The premise is that the data is sold for research and the buyers are institutions and nonprofits. You do have to consent to your data being used and 80% of their customers do give consent. So, what are the dangers? For a young person who may be applying for health insurance or life insurance in their future, I would advise that their data not be shared and their sample not be kept for future testing. Despite genetic privacy laws, life insurers can request genetic testing information and thus deny coverage based on your disease risk profile. Law enforcement also has the right to your data.

For people living to age 85, there is a 34% chance of having Alzheimers. Age is also a big risk factor for Parkinson’s disease. If you find you have the APOE gene, your risk of Alzheimer’s is increased. How the research can help is that the right patients could be put in specific clinical trials. Carol and her kids have been tested. I spit in the tube and sent my sample off to 23andMe to be tested for ancestry results just because I am curious even though all my maternal side came from Sweden. I have not given consent for learning my genetic risk for diseases yet. If you have an interest in this topic, email us for our links to the articles and research.


Continue reading
  621 Hits
621 Hits

Search Blogs Module

Wait a minute, while we are rendering the calendar
wells Fargo Healthcare summer credit card fraud Legal robocalls Roth IRA credit cards credit monitoring service home emergency kit market turmoil https ://seekingalpha IRS deadline DNA test kits spread driver license retirement accounts February 14 breach trustee Open Enrollment Coronavirus Aid Mobile Banking Security Tips fees D premiums April 15 email notifications spam phone CERTIFIED FINANCIAL PLANNER exam home partner /owner Independence Day 23 andme July 4 ice cream bottom line fun atmosphere vision screening FEMA website company blog post pet supplies paper records Amazon September 8 hurricane Dorian Fox News story home mortgages card reader 900 number identity thieves emergency kit Supplemental Security Income pet donation drive home emergency preparedness kits asset Planning toilet paper Brexit vote IRS people medications coronavirus home security 2017 TD Ameritrade National LINC Conference 2017 IRA contributions team members COVID -19 virus 4 pm -8pm debt fun facts car loans Medicare Part B increase interest rates emergency folder identity theft Two-Step Verification policy Wells Fargo employees July 6 CARES Act checklists Erin Nelsen operations manager cell phone SIM swap scam September 9 ice cream event clients retirement planning notary services 20 year anniversary tax records payments check lists Medicare Advantage health care services January 10 gap insurance ID card Medicare question Charles Schwab 2017 Equifax breach non-prescripstion sunglasses pet industry self-help topics Social Security Asset Planning Kiplinger Letter Notary Public home break-ins estate planning tax deadline Victor Dergunov Social Security Administration April 18 2017. parking spots privacy settings Federal Trade Commission website illiegal robocallers Orange County cell phone provider CA FTB July 3 rd integral member flash drive “ skimmer ”. items official certification VOIP landline phones donation items pet news coverage executive order stock pile settlement options credit freeze information clone counterfeits scams privacy notices app business hours insurance policy September 30 2020. contribution limit Shred paperwork web address Medicare Part B premiums president Trump TD Ameritrade https :// consumer spending records Joey Gonzales cell phone carriers offer Labor Day padlock CFP ® drive /usb media accounts markets information Facebook June 29 Part B investment statements documents tax filing deadlines Part D premiums . October 1 2020. July weekend prescription eyeglasses IRA accounts interest retirement assets Financial Planning Magazine phone companies Economic Security National Ice Cream month relief efforts credit card company portal holidays approach April 11 clients show support Kraig Mathias house sitter student loans offering insurance years EEChecklist-Kits.pdf stockpilingchecklist.pdf 401K tax returns text messages borrowing money cell phones Flexible Spending Account spring cleaning phone tax deadlines money jury duty cell phone carriers Expired medications cell phone service provider trust Auto insurance rescue organizations earnings fallout insurance policies estate planning direction estate Treasury Department phishing scams account numbers earthquake app Open House paperwork clutter 70 1/2. Wells Fargo customers credit score family members Ice Cream Social banking stimulus package FSA retirement plans Retirement Contribution Limits donation counts Affordable Care Act health care costs tax season client portal life saver birth certificates phishing sites emergency kits Orange County Superior Court memorial Day weekend Medicare California Lions Friends 2018 IRA contributions disaster areas Facebook profile chip-enabled EMV cards vacation opt-out Puerto Rico Medicare plan water … pets