Asset Planning, Inc Blog

The latest from the team.

Ancestry & Genetic Testing

Many people are interested in their ancestry and genetic testing and the popularity of DNA test kits shows this new trend. The most popular tests are AncestryDNA, National Geographic genetics and 23andme. 23andMe has over 2 million customers that have given consent to have their data used for research. Yes, the data is sold. The premise is that the data is sold for research and the buyers are institutions and nonprofits. You do have to consent to your data being used and 80% of their customers do give consent. So, what are the dangers? For a young person who may be applying for health insurance or life insurance in their future, I would advise that their data not be shared and their sample not be kept for future testing. Despite genetic privacy laws, life insurers can request genetic testing information and thus deny coverage based on your disease risk profile. Law enforcement also has the right to your data.

For people living to age 85, there is a 34% chance of having Alzheimers. Age is also a big risk factor for Parkinson’s disease. If you find you have the APOE gene, your risk of Alzheimer’s is increased. How the research can help is that the right patients could be put in specific clinical trials. Carol and her kids have been tested. I spit in the tube and sent my sample off to 23andMe to be tested for ancestry results just because I am curious even though all my maternal side came from Sweden. I have not given consent for learning my genetic risk for diseases yet. If you have an interest in this topic, email us for our links to the articles and research.


Continue reading
  356 Hits
356 Hits

Search Blogs Module

Wait a minute, while we are rendering the calendar
credit cards gap insurance emergency kit notary services ID card Medicare plan privacy settings identity theft drive /usb flash drive Fox News story Two-Step Verification home emergency preparedness kits Medicare Advantage policy fun facts emergency folder cell phone carriers offer Erin Nelsen vision screening retirement plans Retirement Contribution Limits Auto insurance Victor Dergunov EEChecklist-Kits.pdf stockpilingchecklist.pdf privacy notices credit card company banking car loans https :// web address “ skimmer ”. paperwork clutter estate planning company clone counterfeits relief efforts 900 number Social Security April 18 2017. pet industry Open House asset Planning president Trump FSA 401K health care services consumer spending credit monitoring service October 1 2020. integral member Amazon IRA accounts account numbers credit score Mobile Banking Security Tips driver license Part B information Facebook Joey Gonzales Asset Planning hurricane Dorian Ice Cream Social assets July 4 FEMA website Notary Public phone settlement options vacation Medicare Part B Medicare question emergency kits checklists family members June 29 spam phone card reader pet Puerto Rico 2018 IRA contributions Open Enrollment partner /owner fun atmosphere April 11 20 year anniversary phishing sites 4 pm -8pm Orange County Superior Court memorial Day weekend wells Fargo National Ice Cream month cell phones house sitter non-prescripstion sunglasses earthquake app pet supplies Kraig Mathias https ://seekingalpha home documents email notifications app 2017 IRA contributions 2017 Equifax breach scams investment statements breach retirement accounts self-help topics rescue organizations tax deadline ice cream event 70 1/2. Independence Day D premiums clients chip-enabled EMV cards cell phone service provider toilet paper contribution limit Treasury Department operations manager fees interest rates April 15 IRS deadline retirement debt Federal Trade Commission website opt-out insurance policy insurance policies Medicare Part B premiums California Lions Friends summer home break-ins Wells Fargo customers tax season 23 andme phishing scams Affordable Care Act Facebook profile Brexit vote retirement planning birth certificates CERTIFIED FINANCIAL PLANNER exam executive order trust blog post official certification estate Roth IRA illiegal robocallers life saver Part D premiums . bottom line ice cream credit freeze health care costs borrowing money home security clients show support parking spots home mortgages text messages client portal portal estate planning direction Orange County Legal robocalls Medicare VOIP landline phones media accounts jury duty cell phone provider prescription eyeglasses identity thieves news coverage disaster areas DNA test kits spring cleaning pets Healthcare information Supplemental Security Income check lists credit card fraud padlock increase Flexible Spending Account Wells Fargo employees CFP ® home emergency kit Kiplinger Letter phone companies trustee team members money 2017 TD Ameritrade National LINC Conference Financial Planning Magazine Shred paperwork Social Security Administration