Asset Planning, Inc Blog

The latest from the team.

Ancestry & Genetic Testing

Many people are interested in their ancestry and genetic testing and the popularity of DNA test kits shows this new trend. The most popular tests are AncestryDNA, National Geographic genetics and 23andme. 23andMe has over 2 million customers that have given consent to have their data used for research. Yes, the data is sold. The premise is that the data is sold for research and the buyers are institutions and nonprofits. You do have to consent to your data being used and 80% of their customers do give consent. So, what are the dangers? For a young person who may be applying for health insurance or life insurance in their future, I would advise that their data not be shared and their sample not be kept for future testing. Despite genetic privacy laws, life insurers can request genetic testing information and thus deny coverage based on your disease risk profile. Law enforcement also has the right to your data.

For people living to age 85, there is a 34% chance of having Alzheimers. Age is also a big risk factor for Parkinson’s disease. If you find you have the APOE gene, your risk of Alzheimer’s is increased. How the research can help is that the right patients could be put in specific clinical trials. Carol and her kids have been tested. I spit in the tube and sent my sample off to 23andMe to be tested for ancestry results just because I am curious even though all my maternal side came from Sweden. I have not given consent for learning my genetic risk for diseases yet. If you have an interest in this topic, email us for our links to the articles and research.


Continue reading
  517 Hits
517 Hits

Search Blogs Module

Wait a minute, while we are rendering the calendar
IRS pet president Trump integral member Treasury Department home break-ins donation items drive /usb privacy settings stimulus package portal COVID -19 virus clone counterfeits privacy notices health care services 2017 IRA contributions web address disaster areas Brexit vote prescription eyeglasses estate planning student loans cell phone provider fees 900 number self-help topics Auto insurance 2017 TD Ameritrade National LINC Conference September 30 2020. Wells Fargo employees estate phishing scams identity thieves credit monitoring service pet industry increase trustee toilet paper July 3 rd Ice Cream Social app Federal Trade Commission website opt-out health care costs Social Security Administration markets partner /owner Orange County Medicare question breach identity theft tax season October 1 2020. home emergency kit consumer spending Victor Dergunov tax filing deadlines life saver January 10 money information EEChecklist-Kits.pdf stockpilingchecklist.pdf Healthcare VOIP landline phones July 6 Part B cell phone service provider April 11 pet donation drive blog post April 15 tax records market turmoil IRS deadline relief efforts people medications Joey Gonzales credit score news coverage bottom line 2018 IRA contributions tax returns Financial Planning Magazine Kiplinger Letter offering insurance retirement debt parking spots banking non-prescripstion sunglasses CERTIFIED FINANCIAL PLANNER exam interest business hours 23 andme illiegal robocallers flash drive interest rates 401K 2017 Equifax breach fun facts scams fun atmosphere cell phone SIM swap scam phishing sites Fox News story email notifications IRA accounts Kraig Mathias June 29 National Ice Cream month asset Planning Supplemental Security Income items company credit freeze tax deadline https :// cell phone carriers Medicare Part B premiums February 14 holidays approach earnings fallout FEMA website checklists clients estate planning direction check lists retirement plans borrowing money CA FTB spam phone Medicare Advantage wells Fargo 70 1/2. Retirement Contribution Limits card reader payments July weekend July 4 vacation DNA test kits emergency kit media accounts home retirement planning credit card fraud home security gap insurance Erin Nelsen earthquake app Legal robocalls trust Orange County Superior Court operations manager pets Medicare Part B Affordable Care Act CFP ® Wells Fargo customers clients show support Asset Planning insurance policy home emergency preparedness kits tax deadlines Open House Coronavirus Aid California Lions Friends official certification account numbers retirement accounts Medicare plan emergency kits paper records Mobile Banking Security Tips 20 year anniversary Shred paperwork spring cleaning Medicare family members Part D premiums . April 18 2017. investment statements cell phone carriers offer driver license pet supplies Open Enrollment phone Roth IRA Expired medications donation counts text messages Flexible Spending Account home mortgages phone companies car loans ice cream credit card company Economic Security memorial Day weekend assets FSA contribution limit ID card emergency folder “ skimmer ”. spread CARES Act ice cream event Puerto Rico insurance policies 4 pm -8pm birth certificates hurricane Dorian documents house sitter Two-Step Verification information Facebook notary services coronavirus Social Security Notary Public jury duty water … years https ://seekingalpha Amazon D premiums Charles Schwab stock pile Facebook profile Independence Day TD Ameritrade records vision screening cell phones client portal paperwork clutter chip-enabled EMV cards settlement options rescue organizations credit cards team members policy executive order summer padlock