Asset Planning, Inc Blog

The latest from the team.

Ancestry & Genetic Testing

Many people are interested in their ancestry and genetic testing and the popularity of DNA test kits shows this new trend. The most popular tests are AncestryDNA, National Geographic genetics and 23andme. 23andMe has over 2 million customers that have given consent to have their data used for research. Yes, the data is sold. The premise is that the data is sold for research and the buyers are institutions and nonprofits. You do have to consent to your data being used and 80% of their customers do give consent. So, what are the dangers? For a young person who may be applying for health insurance or life insurance in their future, I would advise that their data not be shared and their sample not be kept for future testing. Despite genetic privacy laws, life insurers can request genetic testing information and thus deny coverage based on your disease risk profile. Law enforcement also has the right to your data.


For people living to age 85, there is a 34% chance of having Alzheimers. Age is also a big risk factor for Parkinson’s disease. If you find you have the APOE gene, your risk of Alzheimer’s is increased. How the research can help is that the right patients could be put in specific clinical trials. Carol and her kids have been tested. I spit in the tube and sent my sample off to 23andMe to be tested for ancestry results just because I am curious even though all my maternal side came from Sweden. I have not given consent for learning my genetic risk for diseases yet. If you have an interest in this topic, email us for our links to the articles and research.

Sandy

Continue reading
  1225 Hits

Search Blogs Module

Wait a minute, while we are rendering the calendar
April 18 2017. home break-ins Kraig Mathias email notifications Medicare Part B premiums scams Healthcare Amazon IRA accounts pet offering insurance operations manager stock pile tax deadline illiegal robocallers retirement parking spots Victor Dergunov insurance policies Roth IRA vacation checklists Independence Day July 6 Expired medications years 900 number Legal robocalls January 10 Brexit vote fun atmosphere hurricane Dorian California Lions Friends spread documents tax filing deadlines integral member Two-Step Verification CFP ® tax deadlines July weekend Federal Trade Commission website Labor Day emergency kits estate planning direction D premiums FSA 2017 IRA contributions assets Medicare question July 4 wells Fargo partner /owner Medicare plan fees stimulus package Affordable Care Act identity theft privacy settings Wells Fargo employees ice cream 20 year anniversary Supplemental Security Income clone counterfeits cell phone SIM swap scam Open Enrollment market turmoil 4 pm -8pm relief efforts life saver Facebook profile estate planning CARES Act breach credit freeze April 11 pet industry official certification 401K tax records Erin Nelsen credit card fraud IRS deadline 70 1/2. executive order emergency kit non-prescripstion sunglasses Notary Public clients Social Security Kiplinger Letter web address cell phone carriers offer CA FTB home security spam phone consumer spending retirement planning DNA test kits opt-out fun facts team members bottom line family members blog post student loans https :// identity thieves prescription eyeglasses insurance policy banking phone chip-enabled EMV cards IRS home emergency preparedness kits cell phones policy pets October 1 2020. trustee self-help topics September 8 paperwork clutter items Fox News story jury duty business hours borrowing money Joey Gonzales July 3 rd 2017 TD Ameritrade National LINC Conference news coverage https ://seekingalpha September 9 donation items holidays approach Puerto Rico portal water … Charles Schwab interest rates trust asset Planning Medicare Part B credit monitoring service CERTIFIED FINANCIAL PLANNER exam gap insurance COVID -19 virus National Ice Cream month house sitter media accounts company retirement accounts Part D premiums . contribution limit Mobile Banking Security Tips emergency folder retirement plans earthquake app Medicare Advantage pet donation drive interest records flash drive car loans credit card company Social Security Administration phone companies privacy notices payments earnings fallout September 30 2020. Shred paperwork estate 23 andme Flexible Spending Account tax returns coronavirus summer check lists account numbers 2017 Equifax breach cell phone service provider 2018 IRA contributions credit score Auto insurance notary services settlement options phishing scams memorial Day weekend Ice Cream Social padlock Medicare home birth certificates client portal ice cream event health care services clients show support ID card June 29 disaster areas cell phone provider Treasury Department rescue organizations debt February 14 tax season April 15 money markets FEMA website text messages Part B Orange County Economic Security Asset Planning information Facebook Open House driver license cell phone carriers pet supplies “ skimmer ”. Wells Fargo customers drive /usb credit cards president Trump health care costs Coronavirus Aid TD Ameritrade paper records app information vision screening Retirement Contribution Limits VOIP landline phones increase people medications Financial Planning Magazine phishing sites EEChecklist-Kits.pdf stockpilingchecklist.pdf Orange County Superior Court spring cleaning donation counts home mortgages toilet paper card reader home emergency kit investment statements