Asset Planning, Inc Blog

The latest from the team.

Ancestry & Genetic Testing

Many people are interested in their ancestry and genetic testing and the popularity of DNA test kits shows this new trend. The most popular tests are AncestryDNA, National Geographic genetics and 23andme. 23andMe has over 2 million customers that have given consent to have their data used for research. Yes, the data is sold. The premise is that the data is sold for research and the buyers are institutions and nonprofits. You do have to consent to your data being used and 80% of their customers do give consent. So, what are the dangers? For a young person who may be applying for health insurance or life insurance in their future, I would advise that their data not be shared and their sample not be kept for future testing. Despite genetic privacy laws, life insurers can request genetic testing information and thus deny coverage based on your disease risk profile. Law enforcement also has the right to your data.


For people living to age 85, there is a 34% chance of having Alzheimers. Age is also a big risk factor for Parkinson’s disease. If you find you have the APOE gene, your risk of Alzheimer’s is increased. How the research can help is that the right patients could be put in specific clinical trials. Carol and her kids have been tested. I spit in the tube and sent my sample off to 23andMe to be tested for ancestry results just because I am curious even though all my maternal side came from Sweden. I have not given consent for learning my genetic risk for diseases yet. If you have an interest in this topic, email us for our links to the articles and research.

Sandy

Continue reading
  388 Hits
388 Hits

Search Blogs Module

Wait a minute, while we are rendering the calendar
fees cell phone service provider partner /owner June 29 Mobile Banking Security Tips emergency folder 70 1/2. home emergency kit blog post July 4 executive order Affordable Care Act retirement plans spring cleaning ice cream event spam phone Medicare Advantage identity thieves flash drive Medicare self-help topics operations manager policy privacy settings phishing scams team members Puerto Rico Notary Public client portal identity theft IRS deadline 2017 IRA contributions pets text messages rescue organizations credit card company offering insurance trust cell phone carriers offer privacy notices clone counterfeits people medications house sitter April 11 Flexible Spending Account Part B tax deadline pet supplies home emergency preparedness kits CERTIFIED FINANCIAL PLANNER exam 20 year anniversary California Lions Friends Asset Planning Brexit vote clients Open Enrollment 4 pm -8pm 2017 Equifax breach president Trump emergency kit TD Ameritrade April 15 Retirement Contribution Limits cell phone SIM swap scam phone companies integral member checklists illiegal robocallers Victor Dergunov Orange County Superior Court vision screening paperwork clutter home security Orange County Medicare Part B premiums assets Federal Trade Commission website home Roth IRA chip-enabled EMV cards phone insurance policies Kiplinger Letter email notifications interest rates Joey Gonzales news coverage 900 number gap insurance asset Planning app hurricane Dorian FEMA website estate padlock National Ice Cream month credit monitoring service scams parking spots Independence Day banking notary services breach Supplemental Security Income life saver trustee Two-Step Verification jury duty Medicare plan account numbers information January 10 driver license Treasury Department insurance policy non-prescripstion sunglasses check lists Legal robocalls holidays approach clients show support estate planning direction car loans family members wells Fargo https ://seekingalpha contribution limit money card reader Charles Schwab Medicare question cell phones toilet paper settlement options company donation items earthquake app https :// consumer spending Auto insurance drive /usb investment statements Wells Fargo customers fun atmosphere pet home mortgages pet industry retirement accounts DNA test kits fun facts Kraig Mathias 23 andme Healthcare Open House VOIP landline phones phishing sites disaster areas Social Security Administration Wells Fargo employees donation counts tax season increase “ skimmer ”. Shred paperwork vacation April 18 2017. FSA borrowing money ID card official certification D premiums Part D premiums . CFP ® memorial Day weekend ice cream Social Security media accounts debt credit score information Facebook birth certificates opt-out Medicare Part B health care services 2018 IRA contributions prescription eyeglasses bottom line October 1 2020. summer cell phone provider EEChecklist-Kits.pdf stockpilingchecklist.pdf home break-ins relief efforts health care costs 401K credit cards credit freeze Fox News story Erin Nelsen Financial Planning Magazine emergency kits cell phone carriers web address Facebook profile Amazon retirement 2017 TD Ameritrade National LINC Conference IRA accounts credit card fraud estate planning portal retirement planning Ice Cream Social documents