Asset Planning, Inc Blog

The latest from the team.

Auto Insurance Check Up


Auto insurance is pretty much a no brainer. It’s required by law to have so you get a policy and pay your premiums, end of story right? Well, it shouldn’t be. The average person buys a policy and doesn’t think about it again. It is really important, however, to do a periodic check up on your auto insurance policy to make sure you are covered adequately and are receiving all of the discounts you are entitled to. Many changes occur over the years in life like getting married, buying a house, and having a baby. Your auto insurance needs change over the years as well. Having the same coverage limits you did when you were first on your own may not be enough to cover your assets if you were sued in an automobile accident. Talk to your insurance agent to ensure that you have enough liability coverage. Another good thing to do is ask your agent if you are receiving all of the discounts that you are entitled to. There are a ton of discounts available and they may not necessarily be applied to your policy. Some examples of these discounts are good student discount, defensive driver discount, multi-policy discount, mature driver discount and the list goes on. Many of these discounts are not automatically added to your policy so it does not hurt to ask what discounts your insurance company offers. Next, get a few different quotes from other reputable companies for the same coverage that you have. This will give you a good idea if you are paying too much and may give you incentive to switch. By just taking a few extra steps to review your policy each year you could save enough each month to fill up your gas tank.

Continue reading
  1631 Hits

Search Blogs Module

Wait a minute, while we are rendering the calendar
California Lions Friends coronavirus home Open House VOIP landline phones integral member retirement accounts IRS paperwork clutter Mobile Banking Security Tips cell phone carriers offer markets paper records increase Notary Public fun atmosphere clone counterfeits Flexible Spending Account 4 pm -8pm assets privacy notices Auto insurance April 15 cell phone carriers retirement cell phone service provider flash drive Healthcare parking spots pet industry student loans card reader president Trump September 9 cell phones Part D premiums . Medicare plan contribution limit wells Fargo Facebook profile Brexit vote market turmoil people medications pet supplies earnings fallout cell phone SIM swap scam records identity theft drive /usb February 14 July 6 app IRA accounts Shred paperwork September 30 2020. phishing scams chip-enabled EMV cards Economic Security FEMA website 2018 IRA contributions COVID -19 virus spread operations manager home emergency preparedness kits news coverage estate planning pet donation drive house sitter Fox News story tax deadlines summer interest cell phone provider settlement options Erin Nelsen Wells Fargo customers retirement plans tax season July 3 rd clients show support stock pile web address scams https :// Medicare relief efforts health care services “ skimmer ”. FSA October 1 2020. D premiums official certification Financial Planning Magazine https ://seekingalpha Victor Dergunov tax deadline Legal robocalls ice cream event information hurricane Dorian blog post identity thieves Social Security items credit card company Medicare Part B interest rates prescription eyeglasses notary services jury duty memorial Day weekend insurance policy vacation April 11 CA FTB trust phone companies non-prescripstion sunglasses earthquake app credit cards Puerto Rico Affordable Care Act tax records DNA test kits portal ice cream emergency folder estate Labor Day check lists Supplemental Security Income trustee tax filing deadlines home security 70 1/2. estate planning direction banking insurance policies water … Ice Cream Social Open Enrollment media accounts Coronavirus Aid Orange County Superior Court offering insurance privacy settings credit freeze debt asset Planning CARES Act donation items National Ice Cream month team members CFP ® 20 year anniversary credit card fraud business hours spam phone June 29 Kiplinger Letter home emergency kit bottom line Medicare Advantage IRS deadline breach Federal Trade Commission website driver license Expired medications Two-Step Verification self-help topics 2017 Equifax breach Charles Schwab car loans money credit monitoring service April 18 2017. birth certificates Wells Fargo employees TD Ameritrade borrowing money payments EEChecklist-Kits.pdf stockpilingchecklist.pdf Part B July 4 emergency kit rescue organizations retirement planning Independence Day company Roth IRA 2017 IRA contributions text messages donation counts home mortgages credit score fun facts September 8 account numbers disaster areas vision screening Medicare Part B premiums health care costs fees pets consumer spending policy January 10 July weekend client portal 900 number 2017 TD Ameritrade National LINC Conference Orange County holidays approach investment statements Treasury Department Retirement Contribution Limits Kraig Mathias life saver 23 andme spring cleaning information Facebook email notifications padlock Asset Planning emergency kits pet Medicare question checklists gap insurance Social Security Administration years CERTIFIED FINANCIAL PLANNER exam executive order partner /owner opt-out toilet paper family members illiegal robocallers clients ID card tax returns documents 401K Amazon phone stimulus package phishing sites home break-ins Joey Gonzales