Asset Planning, Inc Blog

The latest from the team.

Auto Insurance Check Up


Auto insurance is pretty much a no brainer. It’s required by law to have so you get a policy and pay your premiums, end of story right? Well, it shouldn’t be. The average person buys a policy and doesn’t think about it again. It is really important, however, to do a periodic check up on your auto insurance policy to make sure you are covered adequately and are receiving all of the discounts you are entitled to. Many changes occur over the years in life like getting married, buying a house, and having a baby. Your auto insurance needs change over the years as well. Having the same coverage limits you did when you were first on your own may not be enough to cover your assets if you were sued in an automobile accident. Talk to your insurance agent to ensure that you have enough liability coverage. Another good thing to do is ask your agent if you are receiving all of the discounts that you are entitled to. There are a ton of discounts available and they may not necessarily be applied to your policy. Some examples of these discounts are good student discount, defensive driver discount, multi-policy discount, mature driver discount and the list goes on. Many of these discounts are not automatically added to your policy so it does not hurt to ask what discounts your insurance company offers. Next, get a few different quotes from other reputable companies for the same coverage that you have. This will give you a good idea if you are paying too much and may give you incentive to switch. By just taking a few extra steps to review your policy each year you could save enough each month to fill up your gas tank.

Continue reading
  794 Hits
794 Hits

Search Blogs Module

Wait a minute, while we are rendering the calendar
car loans drive /usb health care costs memorial Day weekend April 11 home investment statements emergency kit credit card fraud Part B Social Security 23 andme CFP ® Part D premiums . president Trump https :// D premiums cell phone carriers offer Treasury Department https ://seekingalpha Flexible Spending Account pet supplies Amazon Puerto Rico spam phone Roth IRA retirement retirement planning VOIP landline phones money Kraig Mathias July 4 Legal robocalls phone companies account numbers 70 1/2. Brexit vote Open House Wells Fargo employees illiegal robocallers Supplemental Security Income company Notary Public pet industry earthquake app Mobile Banking Security Tips Wells Fargo customers clone counterfeits estate planning Two-Step Verification FEMA website jury duty clients show support Medicare Part B credit cards April 15 insurance policies tax season DNA test kits October 1 2020. Medicare question app increase Erin Nelsen ice cream event trust Fox News story 401K emergency folder pet consumer spending gap insurance birth certificates portal National Ice Cream month banking Healthcare disaster areas privacy notices Victor Dergunov ID card vision screening borrowing money contribution limit Shred paperwork fun facts home break-ins opt-out pets Medicare Part B premiums credit card company executive order driver license Affordable Care Act flash drive “ skimmer ”. chip-enabled EMV cards information Facebook 2018 IRA contributions retirement plans tax deadline Kiplinger Letter Financial Planning Magazine credit freeze trustee home security 2017 TD Ameritrade National LINC Conference policy phishing scams house sitter bottom line Medicare identity thieves cell phones rescue organizations debt California Lions Friends summer Facebook profile credit score spring cleaning Open Enrollment Retirement Contribution Limits IRS deadline padlock Auto insurance 20 year anniversary insurance policy partner /owner estate vacation 900 number April 18 2017. prescription eyeglasses 4 pm -8pm wells Fargo Orange County card reader information retirement accounts identity theft asset Planning IRA accounts blog post documents Orange County Superior Court Asset Planning fees client portal privacy settings home mortgages interest rates notary services official certification phishing sites FSA non-prescripstion sunglasses parking spots integral member Social Security Administration 2017 IRA contributions June 29 assets web address relief efforts CERTIFIED FINANCIAL PLANNER exam paperwork clutter clients Independence Day