API Featured in a NerdWallet Article

Erin Nelsen, a CFP with Asset Planning contributed to an article written on the NerdWallet website about the increase in people doing home improvements during the lockdown period. The article discusses the benefits and limitations for different forms of payment for home renovations/improvements. 

 

To read the NerdWallet article, "How to Finance for a Home Remodel without Tapping Your Equity", please click here. 

Continue reading
  126 Hits
126 Hits

Enjoy Your Labor Day!

Our office will be closed on Monday, September 8th in observance of Labor Day.

We will resume our normal hours on Tuesday, September 9th.

We hope you enjoy your Labor Day!

Continue reading
  125 Hits
125 Hits

Happy 4th of July!

4th of July

In observance of 4th of July, our office will be closed Friday, July 3rd.

We will resume normal business hours on Monday, July 6th.

Wishing all of our clients a happy and safe 4th of July weekend!

Continue reading
  187 Hits
187 Hits

The CARES Act and HEROES Act: What They Mean For Student Loans

The CARES Act suspended interest and payments for most student loans until September 30, 2020. This means that you will not be charged any interest or have to make your payments during that time. If you are fortunate enough to be able to continue to be able to make your student loan payments, you may want to do so. Any payments that you make now will be applied directly to the principal. If you had your student loan payments set up on autopay, these have all been suspended and no payments will be processed until September 30, 2020. You will need to pay your student loan payments directly each month.

The recently passed HEROES Act extends the suspension of interest and payments until September 30, 2021. It also expands the break to all federal student loans. In addition, the HEROES Act will cancel out $10,000 of student loan debt for federal and private loans. Though the HEROES Act has passed it still needs to go through the senate for negotiations. Expect the final legislation sometime in the fall.

Continue reading
  216 Hits
216 Hits

Tips to Protect Against the Coronavirus

We don’t want to add to the mass hysteria that is surrounding the COVID-19 virus and we’re not going to tell you to run to your local Costco to stock pile large amounts of toilet paper and water, but we are concerned for our clients and feel it was important to share some tips that were passed along to us by a pathologist. While not fool proof, taking these precautions may help you avoid not only the Coronavirus but the flu as well!

1) NO HANDSHAKING! Use a fist bump, slight bow, elbow bump, etc.

2) Use ONLY your knuckle to touch light switches. elevator buttons, etc.. Lift the gasoline dispenser with a paper towel or use a disposable glove.

3) Open doors with your closed fist or hip - do not grasp the handle with your hand, unless there is no other way to open the door. Especially important on bathroom and post office/commercial doors.

4) Use disinfectant wipes at the stores when they are available, including wiping the handle and child seat in grocery carts.

5) Wash your hands with soap for 10-20 seconds and/or use a greater than 60% alcohol-based hand sanitizer whenever you return home from ANY activity that involves locations where other people have been.

6) Keep a bottle of sanitizer available at each of your home's entrances. AND in your car for use after getting gas or touching other contaminated objects when you can't immediately wash your hands.

7) If possible, cough or sneeze into a disposable tissue and discard. Use your elbow only if you have to. The clothing on your elbow will contain infectious virus that can be passed on for up to a week or more!
What I have stocked in preparation for the pandemic spread to the US:

1) Latex or nitrile latex disposable gloves for use when going shopping, using the gasoline pump, and all other outside activity when you come in contact with contaminated areas.

Note: This virus is spread in large droplets by coughing and sneezing. This means that the air will not infect you! BUT all the surfaces where these droplets land are infectious for about a week on average - everything that is associated with infected people will be contaminated and potentially infectious. The virus is on surfaces and you will not be infected unless your unprotected face is directly coughed or sneezed upon. This virus only has cell receptors for lung cells (it only infects your lungs). The only way for the virus to infect you is through your nose or mouth via your hands or an infected cough or sneeze onto or into your nose or mouth.

2) Stock up now with disposable surgical masks and use them to prevent you from touching your nose and/or mouth (We touch our nose/mouth 90X/day without knowing it!). This is the only way this virus can infect you - it is lung-specific. The mask will not prevent the virus in a direct sneeze from getting into your nose or mouth - it is only to keep you from touching your nose or mouth.

3) Stock up now with hand sanitizers and latex/nitrile gloves (get the appropriate sizes for your family). The hand sanitizers must be alcohol-based and greater than 60% alcohol to be effective.

4) Stock up now with zinc lozenges. These lozenges have been proven to be effective in blocking coronavirus (and most other viruses) from multiplying in your throat and nasopharynx. Use as directed several times each day when you begin to feel ANY "cold-like" symptoms beginning. It is best to lie down and let the lozenge dissolve in the back of your throat and nasopharynx. Cold-Eeze lozenges is one brand available, but there are other brands available.

There will be NO drugs or vaccines available this year to protect us or limit the infection within us. Only symptomatic support is available.

Continue reading
  317 Hits
317 Hits

Pet Donation Drive Extended!

With the craziness of the holidays we have decided to extend our pet donation drive. The last day to drop off items is Friday, February 14th.

Here is the information of what type of items we can accept:

MEDICATIONS- They accept dog, cat and people medications. Expired medications are fine too.

Antibiotics (ANY)
Especially: Clavamox,
Baytril, Albon, Biaxin,
​Doxycycline, Ciprofloxin,
Orbax, Augmentin,
Amoxicillin, Cephalexin,
Clindamycin, Erythromycin,
Azithromycin, Fungal Meds,
Heartguard, Nexgard,
Ivermectin, Dewormer
Lixotinic, ​Frontline, ​Revolution
Capstar, NutriCal
Ear & Eye Infection Medications
Pain & Anti-Inflammatory Medications

We will be shipping the medications to an organization that helps in disaster relief areas.

New or gently used items such as:


These items will be dropped of at a local SPCALA location to be distributed by DART (Disaster Animal Response Team) where they are needed the most.

As always, we appreciate all of our clients generousity!

Continue reading
  432 Hits
432 Hits

Happy Holidays from Asset Planning Inc!

Happy Holidays

 

Continue reading
  276 Hits
276 Hits

Tis the Season for Scammers

The holiday season brings out a lot of good in most people but there are many that look to take advantage at this time of year as well. Here is an article from the FTC with things to remember when purchasing gift cards for family and friends.

Tips for holiday gift card shopping

Continue reading
  349 Hits
349 Hits

Phones are back up!

Our phones are back up and you can resume using our main 714-827-5794 number.

 

Thank you for your patience!

Continue reading
  280 Hits
280 Hits

Phone lines are temporarily down

We are switching our phone service so our main phone number (714-827-5794)  is temporarily down. If you need to reach us by phone please call Melani on her direct line at 714-780-2757.

Thank you for your understanding during our transition!

Continue reading
  261 Hits
261 Hits

Search Blogs Module

Wait a minute, while we are rendering the calendar
California Lions Friends news coverage Flexible Spending Account vision screening emergency kits Labor Day interest checklists cell phones trust IRS FSA National Ice Cream month home security policy donation counts estate planning February 14 Financial Planning Magazine increase Orange County Superior Court Kiplinger Letter self-help topics 900 number clients disaster areas non-prescripstion sunglasses summer prescription eyeglasses home mortgages Treasury Department integral member January 10 identity thieves Healthcare credit freeze 70 1/2. retirement planning Open Enrollment phishing scams COVID -19 virus Expired medications June 29 portal paperwork clutter Auto insurance tax records 401K “ skimmer ”. emergency kit rescue organizations Economic Security Medicare Part B premiums EEChecklist-Kits.pdf stockpilingchecklist.pdf house sitter Brexit vote Medicare Part B ID card privacy settings spread cell phone provider 23 andme debt notary services Affordable Care Act pet Ice Cream Social retirement stimulus package information DNA test kits Retirement Contribution Limits Asset Planning birth certificates health care services Shred paperwork gap insurance executive order July 3 rd company ice cream tax deadline Victor Dergunov July weekend borrowing money D premiums stock pile padlock operations manager 2017 IRA contributions CERTIFIED FINANCIAL PLANNER exam driver license markets September 9 Part B car loans credit score settlement options fun atmosphere Social Security Administration retirement plans earnings fallout Facebook profile Legal robocalls April 18 2017. email notifications Coronavirus Aid CA FTB September 30 2020. money phishing sites 2017 TD Ameritrade National LINC Conference Fox News story president Trump home emergency preparedness kits parking spots Independence Day check lists Medicare TD Ameritrade account numbers banking fun facts card reader scams consumer spending coronavirus retirement accounts holidays approach https :// health care costs cell phone SIM swap scam records partner /owner opt-out Notary Public 4 pm -8pm web address clone counterfeits FEMA website Orange County Supplemental Security Income relief efforts https ://seekingalpha tax season wells Fargo drive /usb estate home Two-Step Verification business hours Roth IRA cell phone service provider market turmoil IRA accounts April 15 July 6 text messages Joey Gonzales Federal Trade Commission website CFP ® estate planning direction pet industry identity theft clients show support media accounts interest rates trustee credit card company credit monitoring service ice cream event illiegal robocallers asset Planning jury duty spring cleaning memorial Day weekend home break-ins October 1 2020. cell phone carriers offer contribution limit insurance policy tax returns breach insurance policies family members app Medicare Advantage toilet paper team members bottom line vacation assets Amazon July 4 information Facebook 2017 Equifax breach VOIP landline phones people medications Puerto Rico September 8 Medicare question Mobile Banking Security Tips years official certification phone Wells Fargo customers pet donation drive life saver emergency folder offering insurance Wells Fargo employees 20 year anniversary Medicare plan credit card fraud blog post water … Kraig Mathias tax filing deadlines items pet supplies phone companies IRS deadline Erin Nelsen chip-enabled EMV cards paper records donation items 2018 IRA contributions Open House home emergency kit pets payments Social Security investment statements client portal Part D premiums . documents tax deadlines Charles Schwab fees cell phone carriers CARES Act student loans April 11 flash drive hurricane Dorian privacy notices earthquake app spam phone credit cards