Asset Planning, Inc Blog

The latest from the team.

Spring Cleaning


As soon as I finish my taxes I also do some spring cleaning of my paperwork clutter and finances. Here are some tips to get your financial house in shape:

  1. Organize financial papers: Do not leave financial documents around that contain information that could be used to steal your identity. Shred paperwork you no longer need. Save important papers in a secure place and if possible, digitally (scan and save on external drive/usb, etc.) and secure with a password.

  2. Bills, paystubs, bank and investment statements should be kept for one year and then just keep the year end summaries and shred the rest.

  3. Keep invoices and all bills for major repairs, improvements and construction on your home. This is vital to have when and if you ever sell your home for increased cost basis.

  4. Tax returns and all supporting documentation should be kept for at least 7 years. A good rule is to scan your older tax returns and keep them forever.

  5. Run your credit report to see if there are any unusual transactions. allows one free report per agency per year.

  6. Automate adding to investments and savings.

  7. Adjust tax withholdings on your income (paycheck, IRA’s, etc.) if you owed too much tax or received a large refund.

Continue reading
  1038 Hits
1038 Hits

Search Blogs Module

Wait a minute, while we are rendering the calendar
payments home security money Economic Security house sitter Flexible Spending Account 4 pm -8pm FEMA website account numbers media accounts donation items CFP ® emergency kits vision screening parking spots Medicare integral member investment statements 70 1/2. ice cream event team members fees retirement planning cell phone provider phishing scams pet ice cream consumer spending 401K Open Enrollment CA FTB Asset Planning COVID -19 virus jury duty debt earnings fallout Fox News story phone retirement accounts president Trump health care costs clients Two-Step Verification privacy settings pets IRA accounts 23 andme CERTIFIED FINANCIAL PLANNER exam “ skimmer ”. client portal bottom line Amazon earthquake app drive /usb borrowing money car loans Treasury Department spread spring cleaning EEChecklist-Kits.pdf stockpilingchecklist.pdf Mobile Banking Security Tips birth certificates hurricane Dorian Auto insurance information Facebook blog post settlement options 2017 Equifax breach student loans illiegal robocallers Labor Day Kiplinger Letter ID card home mortgages markets July 6 executive order check lists Retirement Contribution Limits news coverage text messages 2017 IRA contributions VOIP landline phones National Ice Cream month interest rates credit card fraud Kraig Mathias documents Part D premiums . information https :// June 29 cell phone SIM swap scam banking email notifications pet supplies family members retirement Expired medications checklists Ice Cream Social insurance policies Medicare Part B September 9 Coronavirus Aid Affordable Care Act rescue organizations wells Fargo stock pile company July 4 partner /owner Social Security Administration 900 number donation counts Puerto Rico offering insurance business hours fun atmosphere cell phone carriers credit card company tax records fun facts scams Orange County September 8 July 3 rd web address home emergency preparedness kits Medicare plan Wells Fargo customers official certification app credit freeze insurance policy people medications vacation 2018 IRA contributions tax season California Lions Friends Financial Planning Magazine policy IRS deadline cell phones Wells Fargo employees https ://seekingalpha contribution limit September 30 2020. October 1 2020. Medicare Advantage clone counterfeits emergency kit Victor Dergunov relief efforts opt-out emergency folder memorial Day weekend cell phone service provider January 10 Independence Day health care services summer Roth IRA breach phishing sites flash drive Social Security April 18 2017. coronavirus retirement plans phone companies records life saver Healthcare April 15 paper records 2017 TD Ameritrade National LINC Conference Shred paperwork Erin Nelsen Medicare Part B premiums padlock non-prescripstion sunglasses items estate increase gap insurance holidays approach identity thieves pet industry asset Planning paperwork clutter identity theft FSA July weekend spam phone estate planning Federal Trade Commission website April 11 Facebook profile operations manager Part B Notary Public clients show support Medicare question years credit monitoring service credit cards self-help topics market turmoil stimulus package cell phone carriers offer trust toilet paper February 14 driver license Charles Schwab water … disaster areas interest Legal robocalls credit score tax deadlines Joey Gonzales trustee tax returns 20 year anniversary home estate planning direction Supplemental Security Income chip-enabled EMV cards Open House portal notary services home break-ins card reader prescription eyeglasses DNA test kits D premiums Brexit vote tax filing deadlines TD Ameritrade tax deadline CARES Act privacy notices home emergency kit IRS Orange County Superior Court pet donation drive assets