Asset Planning, Inc Blog

The latest from the team.

Spring Cleaning


As soon as I finish my taxes I also do some spring cleaning of my paperwork clutter and finances. Here are some tips to get your financial house in shape:

  1. Organize financial papers: Do not leave financial documents around that contain information that could be used to steal your identity. Shred paperwork you no longer need. Save important papers in a secure place and if possible, digitally (scan and save on external drive/usb, etc.) and secure with a password.

  2. Bills, paystubs, bank and investment statements should be kept for one year and then just keep the year end summaries and shred the rest.

  3. Keep invoices and all bills for major repairs, improvements and construction on your home. This is vital to have when and if you ever sell your home for increased cost basis.

  4. Tax returns and all supporting documentation should be kept for at least 7 years. A good rule is to scan your older tax returns and keep them forever.

  5. Run your credit report to see if there are any unusual transactions. allows one free report per agency per year.

  6. Automate adding to investments and savings.

  7. Adjust tax withholdings on your income (paycheck, IRA’s, etc.) if you owed too much tax or received a large refund.

Continue reading
  1275 Hits
1275 Hits

Search Blogs Module

Wait a minute, while we are rendering the calendar
July 3 rd 900 number tax deadlines interest 401K 2017 TD Ameritrade National LINC Conference clone counterfeits fees cell phone service provider phone companies markets clients show support Joey Gonzales email notifications July weekend estate asset Planning records borrowing money consumer spending Part B Flexible Spending Account July 4 disaster areas insurance policy tax deadline ice cream event DNA test kits phone policy cell phone SIM swap scam Supplemental Security Income pet industry https ://seekingalpha Ice Cream Social investment statements trustee market turmoil people medications drive /usb driver license years wells Fargo tax season contribution limit rescue organizations Legal robocalls information check lists donation items retirement account numbers padlock Treasury Department summer prescription eyeglasses bottom line offering insurance credit cards CA FTB phishing scams Medicare Part B premiums relief efforts Federal Trade Commission website illiegal robocallers items opt-out National Ice Cream month Notary Public scams September 9 self-help topics Wells Fargo customers house sitter Amazon privacy notices toilet paper 4 pm -8pm estate planning direction pets Social Security Kiplinger Letter Open Enrollment 20 year anniversary holidays approach CARES Act pet donation counts cell phone provider FSA text messages Healthcare team members trust Orange County increase life saver tax filing deadlines memorial Day weekend birth certificates clients debt identity theft Medicare Advantage credit score June 29 TD Ameritrade credit card company September 8 Medicare Part B student loans Affordable Care Act card reader non-prescripstion sunglasses Medicare question 70 1/2. portal emergency kits jury duty paperwork clutter client portal checklists ice cream COVID -19 virus 2017 IRA contributions official certification emergency folder January 10 business hours Puerto Rico Fox News story Facebook profile settlement options April 11 water … Auto insurance September 30 2020. EEChecklist-Kits.pdf stockpilingchecklist.pdf IRS credit card fraud cell phone carriers offer Economic Security spam phone privacy settings July 6 Asset Planning company ID card VOIP landline phones credit freeze Charles Schwab stock pile spring cleaning retirement accounts interest rates D premiums Shred paperwork pet supplies notary services https :// paper records earthquake app retirement planning home break-ins integral member 23 andme Victor Dergunov credit monitoring service home Wells Fargo employees Kraig Mathias news coverage Retirement Contribution Limits earnings fallout October 1 2020. pet donation drive CFP ® payments April 18 2017. Part D premiums . “ skimmer ”. home mortgages money Labor Day vision screening phishing sites Erin Nelsen cell phone carriers spread gap insurance breach Open House health care services operations manager IRS deadline president Trump Roth IRA family members app health care costs Expired medications identity thieves stimulus package Social Security Administration Coronavirus Aid chip-enabled EMV cards blog post estate planning April 15 Medicare plan retirement plans flash drive tax returns executive order Orange County Superior Court banking coronavirus Mobile Banking Security Tips Financial Planning Magazine February 14 parking spots CERTIFIED FINANCIAL PLANNER exam 2017 Equifax breach FEMA website emergency kit cell phones Two-Step Verification home emergency kit insurance policies partner /owner media accounts Brexit vote home emergency preparedness kits IRA accounts car loans Independence Day documents California Lions Friends home security hurricane Dorian tax records information Facebook web address 2018 IRA contributions assets Medicare fun atmosphere fun facts vacation