1 minute reading time (165 words)

A Recent Survey Suggests You Can Save Money by Making One Simple Call

Most people assume that things such as, annual fees, interest rates and late fees are non-negotiable when it comes to credit cards. A new survey from creditcards.com is showing us that this is not the case. In most circumstances all you have to do is call your credit card company and ask. The survey asked 952 American cardholders and the majority received what they asked for. The problem is that hardly anyone asks.

Here are the results from cardholders who asked:

  • 87 percent received a late payment fee waiver.
  • 69 percent got a lower interest rate.
  • 89 percent received a higher credit limit.
  • 82 percent had their annual fee waived or reduced.

If you are looking for ways to reduce or eliminate fees on your credit card it doesn’t hurt to call and ask. The worst they can say is no. This can save you lots of money in the long run, if you carry balances on your cards, so it’s definitely worth a call.

Congratulations Melani!

Related Posts

By accepting you will be accessing a service provided by a third-party external to https://assetplanninginc.com/

Search Blogs Module

Wait a minute, while we are rendering the calendar
phone companies phishing scams fees cell phone SIM swap scam operations manager Notary Public years CARES Act toilet paper Orange County Superior Court home emergency kit prescription eyeglasses insurance policies tax deadlines Legal robocalls clients credit cards Financial Planning Magazine wells Fargo FSA Charles Schwab July 6 401K Victor Dergunov illiegal robocallers April 18 2017. Flexible Spending Account water … Shred paperwork spread 2017 TD Ameritrade National LINC Conference tax records insurance policy information “ skimmer ”. credit monitoring service April 11 September 8 web address fun atmosphere team members privacy notices interest CA FTB email notifications credit card fraud borrowing money DNA test kits consumer spending Open House Orange County donation counts https ://seekingalpha home emergency preparedness kits Fox News story Part D premiums . tax returns chip-enabled EMV cards Supplemental Security Income check lists Ice Cream Social Medicare Part B premiums cell phone carriers offer retirement planning Medicare banking checklists Facebook profile pet donation drive tax filing deadlines July 3 rd documents Wells Fargo customers ice cream paperwork clutter estate planning direction media accounts market turmoil tax season phone portal IRS 23 andme Auto insurance trust California Lions Friends July weekend home Puerto Rico phishing sites spring cleaning business hours tax deadline trustee house sitter official certification records people medications 70 1/2. COVID -19 virus non-prescripstion sunglasses 2017 Equifax breach clients show support IRA accounts information Facebook cell phones Part B Erin Nelsen Economic Security student loans drive /usb 2018 IRA contributions payments jury duty home break-ins Open Enrollment Independence Day executive order text messages asset Planning Coronavirus Aid October 1 2020. scams offering insurance health care services credit card company stock pile bottom line opt-out coronavirus integral member vacation markets 20 year anniversary ice cream event retirement accounts identity thieves Expired medications April 15 contribution limit life saver increase credit freeze driver license Federal Trade Commission website 4 pm -8pm estate planning debt Social Security Administration TD Ameritrade cell phone carriers money emergency folder breach blog post Roth IRA 2017 IRA contributions holidays approach settlement options earthquake app July 4 rescue organizations https :// retirement plans CERTIFIED FINANCIAL PLANNER exam Affordable Care Act fun facts paper records FEMA website assets ID card hurricane Dorian D premiums flash drive January 10 partner /owner pets 900 number account numbers padlock September 9 Kiplinger Letter Wells Fargo employees pet industry memorial Day weekend privacy settings Treasury Department cell phone provider investment statements family members company Two-Step Verification notary services VOIP landline phones September 30 2020. birth certificates June 29 summer car loans cell phone service provider Medicare question Labor Day card reader Medicare Advantage items pet clone counterfeits stimulus package interest rates self-help topics client portal health care costs home mortgages Medicare Part B gap insurance relief efforts retirement Amazon app Mobile Banking Security Tips Brexit vote emergency kits Retirement Contribution Limits EEChecklist-Kits.pdf stockpilingchecklist.pdf vision screening policy National Ice Cream month credit score CFP ® Asset Planning earnings fallout Joey Gonzales identity theft emergency kit Healthcare estate disaster areas parking spots Social Security Kraig Mathias donation items IRS deadline news coverage pet supplies home security spam phone February 14 Medicare plan president Trump