Asset Planning, Inc Blog

The latest from the team.
Font size: + –
  Print
1 minute reading time (165 words)

Mortgage Rates Hit Historic Lows

1430 Hits

Mortgage rates hit historic lows today. I am in the process of refinancing my own home mortgage and thought I'd share how I go about shopping for rates. http://www.mortgagenewsdaily.com/ is the website I check to get an idea of what the lowest zero cost rates are in the marketplace. Mortgage News Daily publishes a daily mortgage rate survey collected from various loan orginators.  Today's survey shows 3.04% for 30 year, 2.67% for 15 year, 2.75% for FHA 30 year, and 4.18% for Jumbo 30 year. Then I look at various websites online to see who is advertising rates at or below what Mortgage News Daily survey shows. I find Bank Rate, Zillow, Nerd Wallet, & Mortgage News Daily are the best website to comparision shop. I'll submit about 3 requests online to get quotes. I usually pick the loan orginator that is the cheapest and most responsive. Please feel free to reach out to me if you want the contact information of the loan agent I'm using.  

Tweet
×
Stay Informed

When you subscribe to the blog, we will send you an e-mail when there are new updates on the site so you wouldn't miss them.

The CARES Act and HEROES Act: What They Mean For S...
Record Retention: Keep it or Toss it

About the author

Erin Nelsen, CFP®

Erin Nelsen, CFP®

Call 714-827-5794  to make a free consulation with Erin 

Erin Nelsen, CFP® is a fee-only fiducary Financial Advisor that manages portfolios & conducts hourly financial planning for Asset Planning.  Erin holds the CERTIFIED FINANCIAL PLANNER ™ & Registered Investment Advisor Representative professional designations.  Erin has expertise in various financial planning areas such as investments, taxes, estate divisions, public and private pension options, Social Security, real estate, insurance analysis, recent widow planning, and many other complex financial issues that arise.  Erin has been with Asset Planning since April 2007. Erin is thankful to have found her perfect forever firm. Asset Planning holds a high standard of care for both its clients and staff, and everyone is truly valued as family. 

An Orange County native, Erin earned her Bachelor of Arts in Business Administration with a concentration in Finance from Cal State Fullerton. Erin completed the Personal Financial Program at CSUF. Erin is an active member of the Orange County Financial Planning Association and has been a volunteer teacher of personal finance to elementary kids through the community outreach program Junior Achievement. 

Erin Nelsen is a Fee-Only Financial Advisor and a member of NAPFA, the largest Fee-Only Network Financial Planners. Fee-Only means Erin is only compensated directly by her clients & does not sell products nor accept commissions for the investments she recommends. Erin is proud to have built her career solely on the independent Fee-Only side of the Wealth Management industry. Erin is among an elite group of Financial Advisors held to the Fiduciary Standard. As a Fiduciary, she is required to put a client's interest above her own. Ethical, appropriate, & skilled professional care is our solid promise to all clients. 

When Erin is not at the job she loves, she is busy tending to her garden, caring for her family, attending concerts, traveling, floating in her pool, or scouting out new restaurants to try with her husband/college sweetheart of 18 years. Erin's  household is blessed with a son, daughter (both in college), two  nephews (orphaned), a Sheltie dog, & two royal cats that rule her household. 

Author's recent posts
More posts from author

Search Blogs Module

Latest Blogs

Wait a minute, while we are rendering the calendar

Blog Categories

Uncategorized
Asset Planning News & Events
General Personal Finance
Financial Security
Retirement
Investing
Tax Planning
Widow & Estate Planning
Widow & Estate Planninng
Cash Management
client portal birth certificates Mobile Banking Security Tips April 15 Part D premiums . 20 year anniversary Auto insurance jury duty July weekend cell phone service provider chip-enabled EMV cards October 1 2020. information Facebook September 30 2020. bottom line blog post 70 1/2. trust https :// home emergency preparedness kits assets tax season phishing scams information holidays approach Financial Planning Magazine 900 number gap insurance memorial Day weekend Orange County Superior Court asset Planning July 4 team members interest California Lions Friends toilet paper consumer spending clients show support credit score Open Enrollment Medicare Part B Social Security Administration earnings fallout Medicare Advantage breach credit monitoring service insurance policy IRA accounts cell phone carriers offer ice cream event hurricane Dorian emergency kits business hours Ice Cream Social checklists illiegal robocallers identity theft EEChecklist-Kits.pdf stockpilingchecklist.pdf partner /owner home mortgages September 9 clients estate planning banking 401K debt pet drive /usb increase donation counts home security card reader markets pets Coronavirus Aid credit card company Two-Step Verification media accounts Facebook profile retirement accounts credit cards Amazon tax deadline COVID -19 virus home Medicare question April 11 Supplemental Security Income documents Open House clone counterfeits insurance policies flash drive Treasury Department Social Security phishing sites Brexit vote opt-out settlement options September 8 tax filing deadlines years Medicare Part B premiums https ://seekingalpha IRS Expired medications February 14 DNA test kits 2017 IRA contributions paperwork clutter phone estate rescue organizations web address fun atmosphere vision screening family members coronavirus records July 6 health care costs January 10 pet industry house sitter operations manager July 3 rd retirement plans wells Fargo “ skimmer ”. executive order email notifications tax deadlines fun facts spring cleaning self-help topics emergency folder portal April 18 2017. integral member Fox News story home emergency kit Joey Gonzales Notary Public health care services emergency kit Economic Security Part B prescription eyeglasses padlock Shred paperwork Healthcare contribution limit notary services phone companies policy CERTIFIED FINANCIAL PLANNER exam summer non-prescripstion sunglasses payments borrowing money 2018 IRA contributions retirement planning credit card fraud Legal robocalls stock pile estate planning direction CFP ® Federal Trade Commission website Victor Dergunov home break-ins money Independence Day Retirement Contribution Limits Asset Planning offering insurance privacy notices water … Wells Fargo employees check lists 23 andme account numbers D premiums FEMA website people medications FSA Medicare earthquake app CARES Act privacy settings Orange County pet donation drive cell phones investment statements fees IRS deadline scams text messages paper records Labor Day June 29 identity thieves pet supplies parking spots 2017 TD Ameritrade National LINC Conference tax records interest rates Medicare plan retirement donation items Kraig Mathias VOIP landline phones life saver cell phone provider Roth IRA Charles Schwab Puerto Rico stimulus package spread Wells Fargo customers National Ice Cream month app ice cream car loans 2017 Equifax breach official certification ID card TD Ameritrade vacation credit freeze disaster areas cell phone carriers trustee Erin Nelsen cell phone SIM swap scam CA FTB items news coverage market turmoil Kiplinger Letter tax returns 4 pm -8pm company spam phone Affordable Care Act Flexible Spending Account student loans relief efforts president Trump driver license