Asset Planning, Inc Blog

The latest from the team.

Ancestry & Genetic Testing

Many people are interested in their ancestry and genetic testing and the popularity of DNA test kits shows this new trend. The most popular tests are AncestryDNA, National Geographic genetics and 23andme. 23andMe has over 2 million customers that have given consent to have their data used for research. Yes, the data is sold. The premise is that the data is sold for research and the buyers are institutions and nonprofits. You do have to consent to your data being used and 80% of their customers do give consent. So, what are the dangers? For a young person who may be applying for health insurance or life insurance in their future, I would advise that their data not be shared and their sample not be kept for future testing. Despite genetic privacy laws, life insurers can request genetic testing information and thus deny coverage based on your disease risk profile. Law enforcement also has the right to your data.


For people living to age 85, there is a 34% chance of having Alzheimers. Age is also a big risk factor for Parkinson’s disease. If you find you have the APOE gene, your risk of Alzheimer’s is increased. How the research can help is that the right patients could be put in specific clinical trials. Carol and her kids have been tested. I spit in the tube and sent my sample off to 23andMe to be tested for ancestry results just because I am curious even though all my maternal side came from Sweden. I have not given consent for learning my genetic risk for diseases yet. If you have an interest in this topic, email us for our links to the articles and research.

Sandy

Continue reading
  1450 Hits

Search Blogs Module

Wait a minute, while we are rendering the calendar
parking spots credit card fraud news coverage email notifications relief efforts self-help topics Auto insurance retirement plans Medicare question Healthcare ice cream health care costs assets Financial Planning Magazine notary services identity thieves February 14 wells Fargo Retirement Contribution Limits stimulus package ID card emergency folder car loans Amazon Facebook profile holidays approach Open Enrollment June 29 home emergency kit chip-enabled EMV cards Medicare opt-out ice cream event “ skimmer ”. items clients privacy notices estate planning Victor Dergunov padlock interest rates retirement accounts fun atmosphere information Facebook spread donation counts retirement home mortgages scams birth certificates increase July 6 Notary Public card reader student loans operations manager 2018 IRA contributions Fox News story Wells Fargo employees jury duty people medications Kraig Mathias illiegal robocallers flash drive emergency kits EEChecklist-Kits.pdf stockpilingchecklist.pdf Flexible Spending Account credit card company credit freeze Two-Step Verification credit score Charles Schwab credit cards Medicare plan consumer spending 401K executive order April 15 23 andme tax filing deadlines Labor Day paperwork clutter memorial Day weekend president Trump money Independence Day FEMA website Medicare Part B Open House pet Erin Nelsen account numbers market turmoil phishing scams Legal robocalls app borrowing money water … October 1 2020. September 30 2020. CERTIFIED FINANCIAL PLANNER exam Part B contribution limit Part D premiums . pet donation drive July 3 rd rescue organizations Coronavirus Aid April 18 2017. policy tax returns cell phone carriers web address markets clients show support VOIP landline phones IRS deadline drive /usb phishing sites Asset Planning California Lions Friends estate planning direction cell phone carriers offer 900 number 20 year anniversary house sitter Supplemental Security Income 2017 Equifax breach settlement options fun facts blog post estate Treasury Department COVID -19 virus non-prescripstion sunglasses https ://seekingalpha insurance policies privacy settings business hours home official certification phone companies family members trust Social Security September 8 life saver IRS toilet paper Kiplinger Letter cell phones Social Security Administration Shred paperwork hurricane Dorian earnings fallout CFP ® disaster areas IRA accounts tax deadline spam phone portal identity theft DNA test kits vision screening Economic Security home emergency preparedness kits gap insurance pet supplies company earthquake app partner /owner information breach Puerto Rico cell phone SIM swap scam D premiums Joey Gonzales documents cell phone provider 4 pm -8pm vacation Roth IRA coronavirus home security phone CARES Act Affordable Care Act check lists donation items January 10 years https :// summer investment statements Wells Fargo customers debt records Brexit vote FSA 2017 TD Ameritrade National LINC Conference payments stock pile cell phone service provider tax season credit monitoring service Ice Cream Social client portal pets Orange County banking fees April 11 Mobile Banking Security Tips CA FTB tax records driver license health care services July weekend insurance policy text messages Expired medications TD Ameritrade Medicare Advantage National Ice Cream month checklists team members July 4 Medicare Part B premiums pet industry paper records home break-ins clone counterfeits spring cleaning trustee September 9 70 1/2. Orange County Superior Court integral member retirement planning 2017 IRA contributions media accounts offering insurance tax deadlines prescription eyeglasses interest Federal Trade Commission website emergency kit asset Planning bottom line